Which Credit Cards Offer Roadside Assistance

Which Credit Cards Offer Roadside Assistance

February 20, 2017         Written By Jason Steele

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Modern cars contain thousands of moving parts, and sometimes it is a wonder they work so reliably. But then without any notice, something could fail and leave you stranded far from any help. Other times, you might make a mistake that leaves you with your keys locked in the car, your battery drained, or your fuel tank empty.

These are the times you need some type of roadside assistance, and there are three ways that you can get it. First, you can just make it up as you go, relying on your mobile phone to locate services. But this is both unreliable and time consuming. In addition, you may end up paying inflated rates from local providers who know that they have you in a bind.

Another way is to purchase membership in an automotive club which provides these services. This can be an attractive option, but it is one more bill that you have to pay every year.

Finally, you can choose a credit card that offers you some type of emergency roadside assistance. Many credit cards offer a roadside dispatch service that can locate and send help. However, you have to pay for any assistance that you receive. Some premium reward credit cards feature roadside assistance programs that also pay for the cost of minor services such as a jump start, changing a flat tire, or towing up to 10 miles.

Here are four credit cards that offer roadside dispatch or roadside assistance services.

1. American Express® Business Gold Card

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The American Express® Business Gold Card comes with a Premium Roadside Assistance program that offers minor roadside services at no additional cost, up to four times per calendar year. It includes towing up to 10 miles and card member will be charged for the costs of towing in excess of 10 miles and any other additional services. Other services include winching, jump starts, flat tire change, lockout service (when your key is in your vehicle), and delivery of up to two gallons of fuel.

Cardholders can earn 4X Membership Rewards® points on the two categories where your business spent the most each billing cycle from the following list, plus earn 1X on other purchases made in the United States. The six categories that qualify you for additional points are: airfare purchased directly from airlines, advertising in select media (online, TV, radio), select technology providers of computer hardware, software, and cloud solutions, gas station, restaurants, shipping. The 4X points applies to the first $150,000 in combined purchases from these two categories each calendar year. Subsequent purchases earn one point per dollar. There is a $295 annual fee for this card and no foreign transaction fees. 

2. The Plum Card® from American Express

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Cardholders of the The Plum Card® from American Express receive the American Express Premium Roadside Assistance program. This also includes minor roadside services at no additional cost, up to four times per calendar year, such as towing (up to 10 miles), jump starts, winching, flat tire changes, lockout service, and delivery of up to two gallons of fuel.

This unique card gives you the option to pay in full each month or carry a balance up to 60 days with no interest charges. When you pay in full, you receive a 1.5% Early Pay discount on your charges. There is a $250 annual fee that is waived the first year, and no foreign transaction fees.

The information contained within this article was accurate as of February 20, 2017. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Jason Steele

Jason Steele is a freelance journalist and an expert on the credit card industry. He contributes to several of the top personal finance sites, and his work is syndicated to mainstream outlets such as MSN Money, Yahoo! Finance, and Business Insider.
View all posts by Jason Steele
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