Which Credit Cards Are Made of Metal?
Metal credit cards have become the latest object of status. Instead of the traditional plastic card with raised numbers, high-end cards are increasingly flat and made out of metals such as stainless steel.
A number of companies are now issuing metal credit cards but some carry hefty annual fees. Here are some of the metal credit cards available to consumers:
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards credit card is one of the least expensive metal credit cards, as the annual fee is only $95, and it is waived for the first year. New cardholders earn 50,000 in miles (the equivalent of $500 in travel) when they spend $3,000 within the first three months of opening their account. Account holders earn two miles on every purchase, and earn 10 miles per dollar when booking rooms through hotels.com/venture.
Mastercard Black Card
The Mastercard Black Card has a stainless steel patented design and carries an annual fee of $495. New card members receive a 0% APR on purchases made during the first 45 days; then the interest rate increases to 16.49%. When redeeming points, airfare redemptions earn 2% and cashback redemptions earn 1.5%. Cardholders are also given a $100 annual airline credit and a $100 Global Entry fee credit. Other perks include access to the 24/7 Luxury Card Concierge service, travel benefits, gifts, and a subscription to Luxury magazine.
Platinum Card from American Express
This travel credit card carries a $550 annual fee, but card members get up to $200 in Uber savings each year, access to the Global Lounge Collection, an average total value of $550 in complimentary benefits at hotels and resorts, up to $200 a year in baggage fees, and a $200 airline fee credit. Additionally, new card members receive 60,000 rewards points when they spend $5,000 within the first three months. Account holders get 5X membership reward points on flights and on eligible hotel rooms booked through amextravel.com.
U.S. Bank Altitude Reserve Visa Infinite Card
The U.S. Bank Altitude Reserve Visa Infinite credit card is available only to U.S. Bank customers. New cardholders earn 50,000 bonus points, which is the equivalent of $750 on travel, when they spend $4,500 within the first 90 days. They can also earn $325 in statement credits annually for eligible travel purchases. There is a $400 annual fee, and additional cards will cost $75, but account holders can earn 3X points for every dollar spent on travel and mobile wallet purchases.
Amazon Prime Rewards Visa Signature Card
Available to all Amazon Prime members, cardholders get 5% back on all Amazon purchases, and there is no annual fee. Other perks of the card include 2% cash back at gas stations, restaurants, and drug stores, and 1% back on all other purchases. Currently, new account holders will also get a $70 Amazon gift card immediately upon credit approval.
Chase Sapphire Preferred and Reserved Cards
With a $95 annual fee that is waved for the first year, the Chase Sapphire Preferred Card is one of the least expensive metal credit cards, though the card is not made entirely of metal but rather has a piece of metal in between two pieces of plastic.
Cardholders earn 5,000 bonus points when they add an authorized user in the first three months, and 2X points on travel and dining. All other purchases earn one point per dollar. When points are redeemed through Chase Ultimate Rewards, members receive 25% more towards their purchases. For example, 50,000 points redeemed through Chase Ultimate rewards equates to $625 towards travel.
Made entirely of metal, the Chase Sapphire Reserve carries an annual fee of $450 and an additional fee of $75 for each authorized user. But Chase offers a number of benefits for this hefty fee. Cardholders get a $300 annual travel credit each year, a Global Entry or TSA Pre-check Fee credit, and a Priority Pass Select membership. Account holders also get 3X points on travel and dining and one point per dollar spent on all other purchases. Points redeemed through Chase Ultimate Rewards also earn 50% more. For example, 50,000 points redeemed through Chase Ultimate Rewards equates to $750 towards travel.
Both cards offer 50,000 bonus points when users spend $4,000 within the first three months of opening their account.