Top Wells Fargo Credit Cards for 2021

Top Wells Fargo Credit Cards for 2021

December 28, 2020         Written By Bill Hardekopf

Wells Fargo is one of the most prominent financial institutions in America, and has one of the most interesting histories. It was formed in San Francisco in 1852 to help with the banking needs of the gold rush industry. It has since become the fourth largest bank in the United States in terms of assets, with approximately 7,000 locations in 36 states.

Like any large bank, Wells Fargo offers a wide variety of credit cards. But their cards offer one feature that isn’t found in some major credit cards: cell phone protection. If you pay your monthly cell phone bill with a Wells Fargo card, you receive free cell phone protection. If your phone is stolen or damaged, this protection will cover up to $600 per incident with a $25 deductible. You are limited to two incidents per year, and there is a significant amount of paperwork to fill out. But this is one attractive point of difference between Wells Fargo cards and many others on the market.

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Top Features:

Offering responsible credit without fees, Petal 2 is Petal’s most advanced card. It has no fees of any kind, is designed to help you build credit, and with cash back on every swipe, competes with other prime rewards cards.

Here are some of the top Wells Fargo credit cards of 2021:

Wells Fargo Propel American Express® Card

The Wells Fargo Propel American Express® card offers 20,000 bonus points when new cardholders spend $2,000 within the first three months of opening their account, which is a cash redemption value of $200. In addition to the introductory offer, you can earn 3X points on eating out or ordering in; popular streaming services; gas, transit and ride shares; and travel, which can include flights, hotels, car rentals and even homestays. All other purchases earn one point per dollar. The card also has a 0% introductory APR for 12 months on purchases and balance transfers (fees apply). Balance transfers must be made within 120 days of opening the account in order to qualify for the introductory rate. There is no annual fee for this card.

Wells Fargo Cash Wise Visa® Card

The Wells Fargo Cash Wise Visa® Card enables you to earn a $150 cash rewards bonus after spending $500 in the first three months. Cardholders will earn an unlimited 1.5% cash rewards on all purchases. The card also has a 0% introductory APR for 15 months on purchases and balance transfers (fees apply). Balance transfers must be made within 120 days of opening the account in order to qualify for the introductory rate. The card has no annual fee.

Wells Fargo Platinum Card

New cardholders of the Wells Fargo Platinum Card will enjoy 0% APR on purchases and balance transfers (fees apply) for the first 18 months after opening their account. No interest for 18 months makes this card a good option for those considering a balance transfer from a credit card with a higher interest rate or if you have a major upcoming purchase. Balance transfers must be made within 120 days of opening the account in order to qualify for the introductory rate. There is no annual fee on this card.

The information contained within this article was accurate as of December 28, 2020. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website. Many of the offers on this article are from our affiliate partners, and LowCards.com may be compensated if you take action with any of our affiliate partners.

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2020 Top Credit Cards by Category
Featured Prepaid Card
NetSpend® Visa® Prepaid Card
EDITOR RATING
Featured Prepaid Card
NetSpend® Visa® Prepaid Card

Applying for this card will securely direct you to the issuer's website.

Top Features: No late fees or interest charges because this is not a credit card it is a prepaid card. 

Featured Secured Card
Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
EDITOR RATING
Featured Secured Card
Assent Platinum 0% Intro Rate Mastercard Secured Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: Intro APR Offer on Purchases

Featured Fair Credit Card
Reflex Mastercard® Credit Card
EDITOR RATING
Featured Fair Credit Card
Reflex Mastercard® Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: All credit types welcome to apply!

Featured Bad Credit Card
First Digital NextGen Mastercard® Credit Card
EDITOR RATING
Featured Bad Credit Card
First Digital NextGen Mastercard® Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: Reports to all three credit bureaus, perfect credit not required for approval


bill-hardekopf

About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.