Top Dining Rewards Credit Cards in 2020

Top Dining Rewards Credit Cards in 2020

January 3, 2020         Written By Bill Hardekopf

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Everyone loves to eat! And there are a number of ways we can pay for our dining experiences. If you use certain credit cards, you can maximize the rewards you earn. Here are some of the top credit cards with dining rewards for 2020:

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The is marketed to people who love dining out or creating meals at home. Cardholders earn 1% cash back on all purchases, but the rewards are particularly good on dining out and entertainment (4% cash back) and grocery store purchases (2% cash back). New Savor cardholders receive a $300 cash bonus when they spend $3,000 within the first three months of being a card member. The Savor card has an APR of 15.99% - 24.99% (Variable), depending on the cardholder’s credit. In addition to cash back rewards, the Savor card offers a number of other benefits, including no foreign transaction fees, 24-hour travel assistance, extended warranties, price protection, and auto rental collision damage waivers.

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The  is similar to the Capital One Savor card but with some slight differences. The biggest one is that this card has no annual fee but the rewards are slightly less attractive. Cardholders still earn 1% cash back on all purchases and 2% back on all grocery store transactions, but the rewards on dining out and entertainment are 3% cash back (versus 4% cash back for the Savor card). New SavorOne cardholders receive a $150 cash bonus when they spend $500 within the first three months of being a card member. Unlike the Savor card, the SavorOne card offers an attractive introductory offer: 0% APR for the first 15 months on both purchases and balance transfers. After that, the rate increases to 15.49% - 25.49% (Variable), depending on the cardholder’s credit.

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The offers you the chance to earn cash back twice on everything you buy. You earn 1% cash back on all purchases at the time of the transaction, and another 1% when payment is made, for a total of 2% cash back. This card also offers 18 months of 0% APR introductory financing on balance transfers, with a 3% balance transfer fee. The balance transfer has to be completed within the first four months for this introductory rate to apply. Once the promotional financing rate expires, a standard interest rate of 13.99% – 23.99% (Variable) will apply to the remaining balance, which is a variable rate based on the Prime Rate. There is no annual fee on this card.

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The  offers customers the same rewards on all purchases with no limits, 1.5% cash back. Rewards never expire, and you can redeem your rewards in any amount and at any time. New applicants also receive a $150 cash bonus when they use their card to spend $500 on new purchases within the first three months of account opening. This card also offers new applicants 15 months of 0% APR promotional financing on both new purchases and balance transfers, with a 3% balance transfer fee. After the promotional financing period expires, the standard interest rate of 15.49% - 25.49% (Variable) for purchases will apply, and the rate you receive will be based on your creditworthiness when you applied.



The information contained within this article was accurate as of January 3, 2020. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website. Many of the offers on this article are from our affiliate partners, and LowCards.com may be compensated if you take action with any of our affiliate partners.


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About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
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