Top Credit Cards of Southwest Flyers

Top Credit Cards of Southwest Flyers

December 2, 2019         Written By Bill Hardekopf

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Southwest is one of the most popular airlines in the United States. If you are loyal to Southwest, you may be wondering which credit card will give you the most miles to redeem with the airline.

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The is currently offering new cardholders 40,000 points when they spend $1,000 within the first three months of opening their account. Cardholders can earn an extra 35,000 points when they spend $5,000 during the first six months of opening the account. Chase gives cardholders 3,000 bonus points on their cardmember anniversary. Southwest purchases earn 2X points as do purchases made on Rapid Rewards hotel and car rental partners; all other purchases earn one point per dollar. There is a $69 annual fee. There are no blackout dates, and cardholders can use their points to book tickets for a travel companion. The APR is 17.49% - 24.49% Variable.

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The gives all the perks listed above for the Plus card, but significantly enhances some of the other rewards. Cardholders earn 7,500 bonus points on their anniversary rather than 3,000. The annual fee is $149 but you receive a $75 Southwest annual travel credit, 20% back on all in-flight purchases, and four upgraded boardings per year. There are no foreign transaction fees with the Priority card, so cardholders can save 3% on any purchases made while traveling internationally. The APR is also 17.49% - 24.49% Variable on the Priority card.

Other Travel Cards

If you do not fly Southwest exclusively, you may want to look into a more general airline credit card. On many of these, your general spending may also help you accumulate more points that can be exchanged for travel.

Capital One® Venture® Rewards Credit Card

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The Capital One® Venture® Rewards Credit Card is offered to those with good credit (a score of 700 to 749). There is a $95 annual fee, but it is waived for the first year, and new cardholders can also earn 50,000 miles when they spend $3,000 on purchases within the first three months of opening their account, which equates to $500 in travel. Cardholders also earn 2X miles on every purchase, every day. Cardholders pay no foreign transaction fees, can fly any airline and stay at any hotel and will receive up to a $100 application fee credit for Global Entry or TSA Pre✓®. The card has an APR of 17.24% - 24.49% (Variable).

Bank of America® Premium Rewards®

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The Bank of America® Premium Rewards® credit card gives up to $200 in combined airline incidental and TSA Pre✓®/ Global Entry statement credits. The card offers those with excellent credit an airline rewards credit card where you can earn 2X points for every dollar spent on travel and dining and 1.5X points on all other purchases, which is better than many credit cards, which offer only one point per dollar spent on non-specialized purchases. New cardholders can earn 50,000 bonus points when they spend $3,000 within the first 90 days of opening their card, which equates to $500 in travel. Further, Bank of America Preferred Rewards clients can earn a 25% – 75% rewards bonus on every purchase. While there is a $95 annual fee, you will pay no foreign transaction fees. The card has an 17.49% - 24.49% Variable APR on purchases.

Citi Premier℠ Card

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Citi is offering new Citi Premier℠ Card  holders 60,000 ThankYou points when they spend $4,000 in purchases within the first three months of opening their account—enough for $750 in airfare on any airline when booked through the ThankYou Travel Center or $600 in gift cards when redeemed at Cardholders earn 3X points on travel purchases, including gas stations, 2X points on restaurants and on entertainment, and on point for every dollar spent. The points never expire, and there is no limit to the amount of points you can earn. Additionally, you can transfer your points to a participating airline loyalty program, and Citi charges no foreign transaction fees on this card. The card has an APR of 18.24%-26.24% (Variable). There is a $95 annual fee on this card.

Barclaycard Arrival Plus® World Elite Mastercard®

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The Barclaycard Arrival Plus® World Elite Mastercard® is a great option if you would like to earn miles for travel and are looking for a balance transfer credit card. Currently, Barclaycard is offering new cardholders 0% APR for 12 billing cycles on balance transfers made within the first 45 days of opening the account. While balance transfers will not earn miles, new customers can earn 70,000 bonus miles when they spend $5,000 on purchases within the first three months of opening their account. All purchases earn 2X miles per dollar. Points can be redeemed at any airline at any time, including Southwest, and cardholders get 5% of their miles back whenever they redeem points. Additionally, Barclaycard charges no foreign transaction fees, and the $89 annual fee is waived for the first year.  The card has an APR of 18.24%, 22.24% or 25.24% variable based on your creditworthiness.

The information contained within this article was accurate as of December 2, 2019. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
View all posts by Bill Hardekopf
Top Features : 2X miles on every purchase; bonus of 50,000 miles once $3,000 is spent in first 3 months
Top Features : Bonus Offer, Points Rewards, No Blackout dates or seat restrictions on flights
Top Features : Bonus Points, Points Rewards, No blackout dates or seat restrictions
Top Features : No Foreign Transaction Fees, Bonus Points, $75 Southwest® travel credit each year
Top Features : 1.25X miles on every purchase; no annual fee; bonus of 20,000 miles once $1,000 is spent in first 3 months