Top Credit Cards for United Airlines Flyers

Top Credit Cards for United Airlines Flyers

September 3, 2019         Written By Bill Hardekopf

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The right credit card can obviously help you earn airline miles, but which credit card will earn you the most miles for your favorite airline? If you often fly United, there are a few credit cards you will want to consider.

Barclaycard Arrival Plus® World Elite Mastercard®

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The Barclaycard Arrival Plus® World Elite Mastercard® currently offers new cardholders a 0% APR on balance transfers for their first 12 billing cycles if the balance transfer is made within the first 45 days of being a cardholder. In addition, new customers receive 70,000 bonus miles when they spend $5,000 within the first three months of opening their account (balance transfers do not accrue miles or count toward this bonus offer). Because the points can be redeemed on any airline at any time, you can easily book free flights with United using your miles. Every purchase earns 2X miles per dollar, and cardholders get 5% of their miles back toward their next redemption every time they redeem miles for a flight or hotel stay. There are no foreign transaction fees with this card. While there is an $89 annual fee, it is waived for the first year.

Capital One® Venture® Rewards Credit Card

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The Capital One® Venture® Rewards card offers new cardholders 50,000 miles when they spend $3,000 within the first three months of opening their account, which equates to $500 in travel. Cardmembers earn 2X miles for every dollar spent, and 10 miles per dollar when hotel stays are booked through hotels.com/venture. Miles never expire, there are no blackout dates and the miles can be used on any airline or at any hotel. Cardholders receive up to $100 application fee credit for Global Entry or TSA Pre✓® There are no foreign transaction fees with any Capital One credit card. While there is a $95 annual fee, it is waived in the first year.

Citi Premier℠ Card

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The Citi Premier℠ Card offers 60,000 bonus points when cardholders spend $4,000 within the first three months. These points can be redeemed for $750 worth of airfare when booked through the ThankYou Travel Center or $600 in gift cards when redeemed through thankyou.com. Cardmembers get 3X points on travel and gas station purchases, 2X points on dining and entertainment, and one point for all other purchases. There are no foreign transaction fees on this card. The annual fee is $95.

Bank of America® Premium Rewards®

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The Bank of America® Premium Rewards® credit card gives up to $200 in combined airline incidental and TSA Pre✓®/ Global Entry statement credits. Cardholders receive 50,000 bonus points after making at least $3,000 in purchases in the first 90 days of opening an account which is a $500 value. Consumers earn two points for every $1 spent on travel and dining purchases, and an unlimited 1.5 points per $1 spent on all other purchases. There are no foreign transaction fees on this card which can result in significant savings when traveling to another country. There is a $95 annual fee on this card.

Chase Sapphire Reserve®

While the Chase Sapphire Reserve carries a $450 annual fee, Chase gives cardholders a yearly $300 travel credit, which will automatically be applied to travel purchases such as flights and hotels. New account holders earn 50,000 points when they spend $4,000 within the first three months. Additionally, all cardholders earn 3X points on travel and dining transactions, and one point per dollar on all other purchases. There is a TSA Pre✓®/ Global Entry statement credit of $100 every four years as reimbursement for the application fee charged to your card. Your Chase Ultimate Rewards points can be transferred to United at a one-to-one ratio, which means you won’t lose the value of your points by transferring them.  .

United MileagePlus® Club Card

The United MileagePlus Club card also charges a $450 annual fee, but new cardholders get 50,000 when they spend $3,000 within the first three months of opening their account. Cardholders also earn 1.5 miles on all purchases and 2X miles on all United purchases. The real perk of this card, though, is that card members get a United Club membership, which includes two free checked bags for the cardholder and a companion and priority check-in.

United℠ Explorer Card

If you do not travel often enough to justify a $450 annual fee, you may want to consider United’s entry-level Explorer card, which charges a $95 annual fee that is waived the first year. You will enjoy a $100 Global Entry or $85 TSA PreCheck credit and a 25% discount on all in-flight United transactions. United purchases, hotel stays and restaurant purchases earn two miles per dollar while all other purchases earn one mile per dollar. Currently, new cardholders will also earn 40,000 miles when they spend $2,000 within the first three months of opening their account. All cardholders get a free checked bag for yourself and a companion, priority boarding network United Club passes every year.

Conclusion

When figuring out which card is right, you will want to consider whether you plan to fly on an airline other than United. If this is likely, you may want to look at the cards where the miles or points can be used on any airline. Additionally, you will want to consider how often you will use your credit card. The amount you pay in an annual fee should be guided or restricted by how much money you expect to charge on your card since this will dictate how many miles or points you earn



The information contained within this article was accurate as of September 3, 2019. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


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About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
View all posts by Bill Hardekopf
Top Features : 2X miles on every purchase; bonus of 50,000 miles once $3,000 is spent in first 3 months
Top Features : 2 points for every $1 spent on travel & dining; 1.5 points per $1 on other purchases; 50,000 bonus points after spending $3,000 in first 90 days
Top Features : 1.25X miles on every purchase; no annual fee; bonus of 20,000 miles once $1,000 is spent in first 3 months
Top Features : 1.5 points per $1 spent; no annual fee; 25,000 bonus points after spending $1,000 in first 90 days
Top Features : No annual fee; $150 statement credit after spending $1,200 in first 90 days; 0% intro APR for 12 months
Top Features : No annual fee; earn 2 AAdvantage® miles for each $1 spent at grocery stores & on eligible American Airlines purchases