Top Credit Cards for United Airlines Flyers
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The right credit card can obviously help you earn airline miles, but which credit card will earn you the most miles for your favorite airline? If you often fly United, there are a few credit cards you will want to consider.
Chase Sapphire Reserve®
While the Chase Sapphire Reserve carries a $450 annual fee, Chase gives cardholders a yearly $300 travel credit, which will automatically be applied to travel purchases such as flights and hotels. New account holders earn 50,000 points when they spend $4,000 within the first three months. Additionally, all cardholders earn 3X points on travel and dining transactions, and one point per dollar on all other purchases. There is a TSA Pre✓®/ Global Entry statement credit of $100 every four years as reimbursement for the application fee charged to your card. Your Chase Ultimate Rewards points can be transferred to United at a one-to-one ratio, which means you won’t lose the value of your points by transferring them. .
United MileagePlus® Club Card
The United MileagePlus Club card also charges a $450 annual fee, but new cardholders get 50,000 when they spend $3,000 within the first three months of opening their account. Cardholders also earn 1.5 miles on all purchases and 2X miles on all United purchases. The real perk of this card, though, is that card members get a United Club membership, which includes two free checked bags for the cardholder and a companion and priority check-in.
United℠ Explorer Card
If you do not travel often enough to justify a $450 annual fee, you may want to consider United’s entry-level Explorer card, which charges a $95 annual fee that is waived the first year. You will enjoy a $100 Global Entry or $85 TSA PreCheck credit and a 25% discount on all in-flight United transactions. United purchases, hotel stays and restaurant purchases earn two miles per dollar while all other purchases earn one mile per dollar. Currently, new cardholders will also earn 40,000 miles when they spend $2,000 within the first three months of opening their account. All cardholders get a free checked bag for yourself and a companion, priority boarding network United Club passes every year.
When figuring out which card is right, you will want to consider whether you plan to fly on an airline other than United. If this is likely, you may want to look at the cards where the miles or points can be used on any airline. Additionally, you will want to consider how often you will use your credit card. The amount you pay in an annual fee should be guided or restricted by how much money you expect to charge on your card since this will dictate how many miles or points you earn