Top Travel Credit Cards for 2019

Top Travel Credit Cards for 2019

October 1, 2019         Written By John H. Oldshue

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People are already planning their summer getaways. Traveling can be quite expensive, which is why so many people have to cut back on their vacations. But with the right credit card rewards program, you can save money on your trip and get extra bonuses while you’re on the road. Some credit cards are better for traveling than others, and the right one for you may not be the right one for someone else. It all depends on what kind of trip you take.

Here is a list of some of the top travel credit cards for 2019 so you can get the most of your next vacation.

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The is considered one of the best travel rewards card in the industry due to its low fees and great rewards opportunities. It offers 0% APR for the first 12 months on purchases, and then a relatively low 13.74% - 23.74% (Variable) APR after that. For those who like to travel abroad, Capital One VentureOne has no foreign transaction fees. You can enjoy your time without having to worry about currency conversions. Best of all, you can get 1.25 miles for every $1 you spend on the card, which can be redeemed for travel expenses. This is in addition to the 20,000 bonus miles you’ll receive (equivalent to $200) if you spend more than $1,000 on your card during the first three months of card ownership. These miles can be used on any airline or hotel, and have no blackout dates. The card has no annual fee. If you make a lot of purchases on your credit card, you may want to consider the . This does have an annual fee of $95 after the first year, but pays two miles for every dollar you spend. In addition, it has an upfront bonus of 50,000 miles once you spend $3,000 during the first three months.

 

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The is one of the top travel cards in the credit card industry. Benefits include 60,000 bonus points when you spend $4,000 on purchases in the first three months of opening your account which is the equivalent of $600 in cash or $750 in travel when redeemed through Chase Ultimate Rewards. You’ll also get 24/7 customer service, which allows you to talk to a real person whenever you’d like. Cardholders receive one point for every dollar spent, and two points on travel and restaurant dining, which makes the card a very solid option for those who do a lot of traveling. In addition, the card has no foreign transaction fees, and offers 1:1 point transfers on participating travel programs. Your APR will depend upon your credit worthiness. The has a $95 annual fee.

 

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The is one of the more attractive travel cards on the market. While its $250 annual fee can deter some people, new cardholders can see how the card might quickly pay for itself. New customers receive 35,000 Membership Rewards® Points after spending $4,000 on eligible purchases with the card in the first three months. Every cardholder receives an airline credit fee of up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. You will earn 4X Membership Rewards® points when you dine at any restaurant as well as 4X Membership Rewards® points at U.S. supermarkets on up to $25,000 per year in purchases (then 1X). In addition, cardholders will earn 3X Membership Rewards® points on any flight booked directly with an airlines or on amextravel.com. You will also earn up to $10 total in statement credits each month when you pay with the American Express® Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations, but you must enroll in the program. There are no foreign transaction fees when using the American Express® Gold Card. Terms Apply.

 

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The from Chase is currently offering new cardholders 40,000 miles when they spend $1,000 within the first three months of opening their account. Chase gives cardholders 6,000 points on their cardmember anniversary. Southwest purchases earn 2X points as do purchases made on Rapid Rewards hotel and car rental partners; all other purchases earn one point per dollar. There is a $99 annual fee. There are no foreign transaction fees or blackout dates, and cardholders can use their points to book tickets for a travel companion. Your APR will be determined based upon your credit worthiness.

 

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The is a relatively new card on the market with some attractive features. One point is earned for every dollar spent, and can be redeemed for travel benefits, gift cards, merchandise, and even cash. You earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening. There is an introductory APR of 0% for 12 months on purchases and balance transfers. The ongoing interest rate is 14.65%- 24.65% (variable) based on your credit worthiness. There is no annual fee on this card.

 

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Bank of America also offers a very competitive card for the the traveler: the . The card offers 1.5 points per dollar spent on all purchases with no limit, and the rewards never expire. Each point is worth one cent as a statement credit towards travel purchases, including hotels, flights, vacation packages, rental cars, cruises and baggage fees. If you’re a Preferred Rewards client, you can increase that bonus to 25% – 75%. New cardholders can earn 25,000 online bonus points if they spend $1,000 on their card within the first 90 days of opening the account. That is worth $250 in travel statement credits. New customers will get 12 billing cycles of 0% APR on new purchases. After the introductory rate expires, the standard APR of 16.74% - 24.74% Variable APR on purchases will apply, depending on your credit worthiness. The card has no annual fee, and something very important to travelers: no foreign transaction fees will be placed on transactions made outside of the United States.

 

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The is not necessarily a “travel” card but it is one of the best cash back cards on the market. Consumers receive 1.5% back on all purchases—there is no limit on the amount you can earn and no rotating categories. In addition, you receive a $150 bonus after spending $500 on the card during the first three months of ownership. There is a 0% APR on both purchases and balance transfers for 15 months and then an ongoing APR between 15.74% - 25.74% (Variable). There is no annual fee or a foreign transaction fee on the card.

 

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The is a solid travel card. Cardholders can receive a bonus of 30,000 miles once they spend $1,000 during the first three months of having the card. In addition, you can receive a $50 statement credit after making a Delta purchase with your card during these first three months. You earn two miles for every Delta purchase, including tickets, seat upgrades and any in-flight purchases made with this card. All other transactions earn one mile per dollar. The first checked bag for a cardholder is free if the ticket is purchased with this card; this can be a savings of $60 on a roundtrip Delta flight. The APR will depend upon your credit worthiness at the time of application. There are no foreign transaction fees with this card, but there is a $95 annual fee which is waived during the first year. Terms Apply.

 



The information contained within this article was accurate as of October 1, 2019. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


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About John H. Oldshue

John Oldshue is the creator of LowCards.com. He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for LowCards.com.
View all posts by John H. Oldshue
Top Features : 2X miles on every purchase; bonus of 50,000 miles once $3,000 is spent in first 3 months
Top Features : No Annual Fee, Bonus Offer, Cash Back
Top Features : 1.25X miles on every purchase; no annual fee; bonus of 20,000 miles once $1,000 is spent in first 3 months
Top Features : 2 points for every $1 spent on travel & dining; 1.5 points per $1 on other purchases; 50,000 bonus points after spending $3,000 in first 90 days
Top Features : 1.5 points per $1 spent; no annual fee; 25,000 bonus points after spending $1,000 in first 90 days