Top Airline Credit Cards of 2020

Top Airline Credit Cards of 2020

December 17, 2019         Written By Lynn Oldshue

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If you are a regular traveler, then you want to take advantage of the perks that come with having a top airline credit card. These cards give you an opportunity to receive some benefits on purchases you already make while on the road. In addition, many cards offer bonus points that allow you to buy goods and get rewards at the company store. Here are three of the top airline credit cards of 2020.

Capital One® Venture® Rewards Credit Card

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The Capital One® Venture® Rewards Credit Card offers double miles on all purchases, and miles are worth one cent each as statement credits towards travel purchases including airfare, hotels and car rentals. To use your miles, simply book travel just like you normally would, using your Venture Rewards card. You then have 90 days from the date of purchase to go online and redeem your miles and erase the cost of your travel reservations. New applicants receive 50,000 bonus miles, worth $500 in travel statement credits, after using their card to spend at least $3,000 within three months of account opening. Cardholders receive up to $100 application fee credit for Global Entry or TSA Pre✓® . There is a $95 annual fee for this card that is waived the first year, and like all Capital One credit cards, there are never any foreign transaction fees for purchases made outside of the United States.

Capital One® VentureOne® Rewards Credit Card

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The Capital One® VentureOne® Rewards Credit Card currently offers a sign-up bonus of 20,000 miles after spending $1,000 in the first three months, which is equal to $200 in travel. Consumers will earn 1.25 miles per dollar on every purchase, every day. These reward miles do not expire, and there is no limit to the number of miles you can earn. Cardholders can use their miles to fly on any airline and stay at any hotel at any time, and there are no blackout dates associated with travel rewards. In fact, you will even earn miles with the airline from your award travel, something you can never do with traditional frequent flier miles. You may also redeem miles for cash, gift cards, and more. There are no annual fee for this card, and no foreign transaction fees.

Capital One® Spark® Miles for Business

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If you own a business, you may want to consider the Capital One® Spark® Miles for Business. The card offers double miles on all purchases, and each mile is worth one cent each as statement credits towards travel purchases. Cardholders can use their card to reserve flights, hotels, car rentals, and cruises, and then redeem their miles to pay for these purchases. To redeem miles, cardholders log into their account, and select from the eligible travel purchases on their previous statements. Once selected, the cardholder’s miles are redeemed at a rate of one cent per mile, and a statement credit is issued. So when traveling on their miles, cardholders never have to worry about blackout dates, seat restrictions, or the rules imposed by complicated award programs. Another great feature of this card is the sign-up bonus of 50,000 miles, worth $500, after making $5,000 in purchases within the first three months of card membership. There is a $95 annual fee for this card that is waived the first year, and unlike most credit card issuers, there are never any foreign transaction fees. In contrast, most other card issuers will impose a 3% fee on all charges processed outside of the United States. The standard interest rate for this card is 18.49% (Variable).

lynn-oldshue

About Lynn Oldshue

Lynn Oldshue has written personal finance stories for LowCards.com for twelve years. She majored in public relations at Mississippi State University.
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