Top 2 Chase Credit Cards of 2020
The credit card industry is extremely competitive with issuers trying to appeal to potential cardholders by offering attractive perks, introductory bonuses and interest rates. If you are looking for a new credit card, the nation’s largest bank, Chase, has a number of attractive options. Here are two of the top Chase cards of 2020.Chase Freedom Unlimited® is a wonderful cash back card, especially for those consumers who do not want to keep track of rotating bonus categories that they have to register for each quarter. The Freedom Unlimited card has an attractive cash back structure: an unlimited 1.5% cash back on all purchases. New applicants also receive a 0% APR for 15 months on both new purchases and balance transfers, with a 3% balance transfer fee or $5, whichever is greater during the first 60 days of being a cardmember; then a 5% balance transfer fee or $5 whichever is greater. Once the promotional financing rate expires, the standard interest rate of 16.49% - 25.24% Variable applies, depending on your creditworthiness. There is no annual fee for this card.
Chase Sapphire Preferred® Card is one of the top travel cards in the credit card industry. Benefits include 60,000 bonus points when you spend $4,000 on purchases in the first three months of opening your account which is the equivalent of $600 in cash or $750 when redeemed through Chase Ultimate Rewards. You’ll also get 24/7 customer service, which allows you to talk to a real person whenever you’d like. Cardholders receive one point for every dollar spent, and two points on travel and restaurant dining, which makes the card a very solid option for those who do a lot of traveling. In addition, the card has no foreign transaction fees, and offers 1:1 point transfers on participating travel programs. The card has an APR of 17.49% - 24.49% Variable, depending on your creditworthiness. The Chase Sapphire Preferred card has a $95 annual fee.