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What is the Earned Income Tax Credit?

It is tax time in the United States, and many Americans are trying to make sense of the new tax code and hoping they qualify for a return instead of having to pay. One thing that could ensure a return is qualifying for the Earned Income Tax Credit (EIC or EITC), which is a benefit

Top Features : Good credit or bank account not required; initial security deposit can be as low as $200
Top Features : No annual fee; builds credit by reporting to major credit bureaus; initial security deposit can be as low as $200
Top Features : No annual fee; reports to major credit bureaus; access to higher credit line after making first 5 monthly payments on time
Top Features : Builds credit by reporting to all 3 major credit bureaus; low fixed 9.99% interest rate; no penalty rate
Top Features : Reports to consumer reporting agencies; no fees for making payments
Top Features : No late fees or interest charges; NetSpend Mobile App to manage account, and get text message or email alerts