The #1 Rated Source for Credit Card Information

no credit history

Is It Better to Have Bad Credit or No Credit?

Something is better than nothing, except when it comes to credit. In most credit-related situations, having no credit may be better than having bad credit. A recent study from ScoreSense revealed that 53% of Americans have been turned down for a credit card or loan application due to poor credit. Bad credit indicates that someone

Top Features : No annual fee; access to higher credit line after making first 5 monthly payments on time
Top Features : No Annual Fee; Cash Back match at the end of your first year; Social Security Alerts
Top Features : Perfect credit not required; Reports to major credit bureaus
Top Features : No late fees or interest charges; NetSpend Mobile App to manage account, and get text message or email alerts
Top Features : Reports to major credit bureaus; fast application process with response in seconds; checking account required
Horizon Gold
  Apply Now
Top Features : Instant $500 Credit Line*