January 24, 2020 mobile payments , credit cards , Capital One , JP Morgan Chase , credit card debt , credit scores , Square , credit card interest rate , credit card APR , late payments , FICO , credit card security , identity theft , ID theft , mobile banking , credit scoring , biometrics , prepaid card , cybersecurity , history of credit cards , facial recognition , credit card news , Millennial finances , CISA , mobile commerce , mobile deposits , missed payments , credit card history , Chinese payments , Marqeta , prepaid debit , China payments , lower credit score , Square card , hand credit card , hand identification , credit score change , FICO 10 , cybersecurity coordinators , CISA employees , Northwestern Mutual , Chase mobile deposits , Mobile Deposit benchmark report , mobile deposit users , check deposit , Capital One finances , Chinese mobile payments Bill Hardekopf