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BankAmericard® vs. Citi Simplicity®

The credit card industry offers plenty of products that boast of spectacular rewards and benefits, but these cards aren’t for everyone. Many American credit card users are more interested in finding a simple card that offers a low interest rate, a few key benefits, and no annual fee. The BankAmericard® Credit Card and the Citi Simplicity® are

Top Features : 1.25X miles on every purchase; no annual fee; bonus of 20,000 miles once $1,000 is spent in first 3 months
Top Features : No annual fee; $150 statement credit after spending $1,200 in first 90 days; 0% intro APR for 12 months
Top Features : No annual fee, no penalty APR; 0% Introductory APR for 18 billing cycles; free FICO® Score
Top Features : 2% cash back on purchases: 1% when you buy plus 1% as you pay; 0% APR for 18 months on balance transfers
Top Features : Only card to round up rewards to nearest 10 points; 15,000 bonus points after spending $1,000 in first 3 months
Top Features : $200 bonus after spending $1,000 in first 90 days; no annual fee; 0% intro APR for first 12 billing cycles