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Consumers Moving from Private Label Credit Cards to Point-of-Sale Loans

Consumers are beginning to change the way they finance large in-store purchases. According to the Q1 2019 TransUnion Insights Report, shoppers are starting to shift to point-of-sale loans in place of private label credit cards. A private label credit card is store-specific. It offers a revolving line of credit, but only for a particular store.

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