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BankAmericard® vs. Citi Simplicity®

The credit card industry offers plenty of products that boast of spectacular rewards and benefits, but these cards aren’t for everyone. Many American credit card users are more interested in finding a simple card that offers a low interest rate, a few key benefits, and no annual fee. The BankAmericard® Credit Card and the Citi Simplicity® are

Top Features : 1.25X miles on every purchase; no annual fee; bonus of 20,000 miles once $1,000 is spent in first 3 months
Top Features : No annual fee; $150 statement credit after spending $1,200 in first 90 days; 0% on Purchases for 12 months and Balance Transfers for 18 months
Top Features : Earn cash back twice. 1% when you buy plus 1% as you pay; 0% APR for 18 months on balance transfers
Top Features : Only card to round up rewards to nearest 10 points; 15,000 bonus points after spending $1,000 in first 3 months
Top Features : 0% APR for 21 months on Balance Transfers and 12 months on Purchases; no annual fee, late fee or penalty rate
Top Features : 1.5% cash back on all purchases; $150 bonus after spending $500 in first 3 months