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Experian to Include Utility Bill Payments in New Credit Score Model

Experian has developed a new credit score model to help consumers boost their credit score. The program, known as Experian Boost, uses utility and phone bill payments to contribute to a person’s credit score. Experian Boost is available to select users at the present time, but will be available for all consumers early next year.

Top Features : No annual fee; access to higher credit line after making first 5 monthly payments on time
Top Features : Perfect credit not required; Reports to major credit bureaus
Top Features : Reports to Consumer Reporting Agencies; quarterly FICO Score provided free on monthly statement
Top Features : Reports to Consumer Reporting Agencies; quarterly FICO Score provided free on monthly statement
Top Features : No late fees or interest charges; NetSpend Mobile App to manage account, and get text message or email alerts
Top Features : Reports to major credit bureaus; fast application process with response in seconds; checking account required