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Most Credit Cardholders Lower Their Interest Rate Just by Asking

Tired of paying a high credit card APR? The solution may be as simple as just asking for a lower interest rate. According to a new survey, 81% of credit cardholders were granted a lower APR last year just by asking for one. The average reduction was around six percentage points. But surprisingly, only one

Top Features : No annual fee; $150 statement credit after spending $1,200 in first 90 days; 0% on Purchases for 12 months
Top Features : Builds credit by reporting to all 3 major credit bureaus; low fixed 9.99% interest rate; no penalty rate
Top Features : Reports to all 3 major credit bureaus; no credit history or minimum score required for approval
Top Features : Low 9.99% fixed APR; no credit check or minimum credit score needed; reports to all 3 national credit bureaus