The #1 Rated Source for Credit Card Information

cutting debt

Do Balance Transfers Count as Purchases?

You may have received an offer in the mail or even done some research about balance transfer credit cards. These cards, which generally offer a low or 0% introductory APR, allow you to transfer a balance from a card that may have a higher interest rate. If you can create a plan for paying off

Top Features : 2% cash back on purchases: 1% when you buy plus 1% as you pay; 0% APR for 18 months on balance transfers
Top Features : 1.5% cash back on all purchases; $150 bonus after spending $500 in first 3 months
Top Features : 0% APR for 21 months on balance transfers and 12 months on purchases; no annual fee, late fee or penalty rate
Top Features : No annual fee, no penalty APR; 0% Introductory APR for 18 billing cycles; free FICO® Score
Top Features : No annual fee; 3% cash back on dining & entertainment; 2% on groceries; $150 cash bonus after spending $500 in first 3 months
Top Features : Only card to round up rewards to nearest 10 points; 15,000 bonus points after spending $1,000 in first 3 months