The #1 Rated Source for Credit Card Information

credit card user

Young Adults May Have Higher Credit Score after Becoming an Authorized User

Many parents are now adding children to their credit card accounts to build credit before reaching adulthood. In fact, 17% of preteens are authorized users on their parents’ accounts. Being an authorized user can help teach children how to manage a credit card, and may also lead to a higher credit score in their 20’s.

Top Features : No annual fee; access to higher credit line after making first 5 monthly payments on time
Top Features : Perfect credit not required; Reports to major credit bureaus
Top Features : No late fees or interest charges; NetSpend Mobile App to manage account, and get text message or email alerts
Top Features : Reports to major credit bureaus; fast application process with response in seconds; checking account required
Horizon Gold
  Apply Now
Top Features : Instant $500 Credit Line*
Top Features : Builds credit by reporting to all 3 major credit bureaus; low fixed 9.99% interest rate; no penalty rate