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76% of Americans Are Misinformed about How Balance Transfer Cards Work

Balance transfer cards provide a convenient opportunity for cardholders to lower their interest or consolidate credit card debt. However, many Americans do not fully understand how these cards work, even if they have owned a balance transfer card in the past. Many balance transfer credit cards come with a 0% introductory period, where the transferred

Top Features : Earn cash back twice. 1% when you buy plus 1% as you pay; 0% APR for 18 months on balance transfers
Top Features : 1.5% cash back on all purchases; $150 bonus after spending $500 in first 3 months
Top Features : 0% APR for 21 months on Balance Transfers and 12 months on Purchases; no annual fee, late fee or penalty rate
Top Features : Long intro APR period especially for balance transfers; No annual fee
Top Features : No annual fee; 3% cash back on dining & entertainment; 2% on groceries; $150 cash bonus after spending $500 in first 3 months
Top Features : Only card to round up rewards to nearest 10 points; 15,000 bonus points after spending $1,000 in first 3 months