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October 16, 2020

Short-Term Interest Rates Are Close to Zero. Some Credit Cards Are Still Charging 30%   Short-term benchmark interest rates are close to zero. For mortgages, home buyers are paying less than ever. Credit-card borrowers have no such luck, with some retail store cards charging APRs of nearly 30%. Last week the Federal Reserve found that

October 16, 2020 credit card fees , credit cards , American Express , credit card loans , debit cards , credit card interest rates , credit card rewards , retail cards , Wells Fargo , credit card APR , gift cards , retail credit cards , rewards cards , credit card usage , ecommerce , QR codes , small business , Amex , credit card approval , credit card news , credit card borrowing , cash back cards , debit card usage , Apple products , digital cards , gift card sales , economic recovery , UK banks , transgender , Covid-19 , pandemic , Chase points , preapproval , pre-qualification , Blue Cash cards , small business recovery , card market share , card interest rates , transgender identity , nonbinary Bill Hardekopf

Review LowCards.com Editor’s Top Cards!

2020 Top Credit Cards by Category
Featured Prepaid Card
NetSpend® Visa® Prepaid Card
EDITOR RATING
Featured Prepaid Card
NetSpend® Visa® Prepaid Card

Applying for this card will securely direct you to the issuer's website.

Top Features: No late fees or interest charges because this is not a credit card it is a prepaid card. 

Featured Secured Card
Assent Platinum 0% Intro Rate Mastercard Secured Credit Card
EDITOR RATING
Featured Secured Card
Assent Platinum 0% Intro Rate Mastercard Secured Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: Intro APR Offer on Purchases, No Annual Fee For First Year

Featured Fair Credit Card
Reflex Mastercard® Credit Card
EDITOR RATING
Featured Fair Credit Card
Reflex Mastercard® Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: All credit types welcome to apply!

Featured Bad Credit Card
First Digital NextGen Mastercard® Credit Card
EDITOR RATING
Featured Bad Credit Card
First Digital NextGen Mastercard® Credit Card

Applying for this card will securely direct you to the issuer's website.

Top Features: Reports to all three credit bureaus, perfect credit not required for approval

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