Synchrony Launches Cash Back Credit Card for Home-Related Purchases

Synchrony Launches Cash Back Credit Card for Home-Related Purchases

February 5, 2019         Written By Lynn Oldshue

Synchrony just unveiled a new credit card for home-related purchases. The Synchrony HOME Credit Card has no annual fee, and can be used at over one million retailers nationwide.

Synchrony HOME offers 2% cash back for purchases under $299. The cash back is applied as a statement credit within 1-2 billing cycles. The card also offers six-month financing for purchases over $299 and up to 60 months promotional financing at participating locations.

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The HOME credit card is accepted at large and small home-related retailers, including home improvement stores, appliance stores, home décor stores, and more. Shoppers can use the locator on Synchrony’s website to find participating retailers in their area. Noteworthy participants include Lowe’s, FFO Home, Carpet One, Mattress Firm, Mohawk and Flooring America.

The card is serviced by Synchrony Bank and works on the Discover network. As part of the Discover platform, cardholders can access their FICO scores for free at any time. HOME can be used for in-store and online purchases.

Cardholders can check their balance, request credit limit increases, view transaction histories, and make bill payments directly through the card’s mobile app. Synchrony HOME comes with $0 fraud liability, and users receive special promotions from participating retailers.

The information contained within this article was accurate as of February 5, 2019. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Lynn Oldshue

Lynn Oldshue has written personal finance stories for for twelve years. She majored in public relations at Mississippi State University.
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