New Smartphone App Helps Consumers Cut Debt

March 27, 2013, Written By Bill Hardekopf
New Smartphone App Helps Consumers Cut Debt

Millions of Americans fight with credit card debt every day, and many of them carry that debt to the grave. The non-profit organization National Debt Relief has now launched a smartphone app to help those consumers get back on their feet. It is called “Pay Off Credit Card Debt”, and it is now available through Google Play. Another version of the same program came out years ago for the cost of $0.99. This app is absolutely free.

What is the Pay Off Credit Card Debt app? It is an interactive bundle of information that you can use to find your way through the financial world. The app provides budgeting tips, credit counseling, debt settlement options, and access to the organization’s debt consolidation specialists. You can learn how to manage your money and how to free yourself from debt, all from a simple device on your phone.

In essence, this Android app is an encyclopedia of carefully compiled and organized tips to help you with your debt. There is no guarantee that the methods mentioned will work for you, but they should give you an idea of where to start. Whether you are new to the debt-ridden community or you have been a disgruntled member of it for years, you can learn something from this application. Since it is free to download, there is no risk in giving it a try.

Pay Off Credit Card Debt is not available on the iPhone platform yet, but there are other applications you may download. Those options include:

Those apps all cost money, but they could also help you manage your money and learn how to get your finances in order. Test a few of them out on your phone and see if they help you lower your debt.

The information contained within this article was accurate as of March 27, 2013. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.

About Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
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