Business Credit Cards

Business credit cards offer attractive rebates and rewards to the small business or entrepreneur just for using the card for everyday business purchases. The business can usually earn some additional reward points for card purchases on specific categories. Our objective opinion is included on each card.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features: No Annual Fee
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
  • Save on interest with a competitive purchase APR.
  • No annual fee.
  • Regular APR
    11.49% - 22.49% Variable APR on purchases
  • Intro APR
    0% for 7 billing cycles
  • Annual Fee
    $0.00
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Available for businesses with average credit; no annual fee; 1% cash back on all purchases
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase
  • Build business credit with responsible use
  • Regular APR
    25.24% (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0
  • cdm-card

    Fair Credit 640 - 699

Best Card Features: Rewards Points, No Annual Fee
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don’t expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You’ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • Regular APR
    14.49% - 24.49% Variable APR on purchases
  • Intro APR
    0% for 9 billing cycles
  • Annual Fee
    $0.00
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Rewards Points, No Annual Fee
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center – powered by Expedia®.
  • Regular APR
    13.49% - 23.49% Variable APR on purchases
  • Intro APR
    0% for 9 billing cycles
  • Annual Fee
    $0.00
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: No annual fee; earn 1.5% cash back for every $1 spent; $200 bonus once you spend $3,000 within first 3 months
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 15.24% – 23.24% variable APR after that
  • Regular APR
    15.24% - 23.24% (Variable)
  • Intro APR
    0% on purchases for 9 months
  • Annual Fee
    $0
  • cdm-card

    Good Credit 700 - 749

Best Card Features: No annual fee; earn 1.5 miles for every $1 spent; 20,000 mile bonus once you spend $3,000 within first 3 months
  • Earn 1.5 miles per $1 on every purchase
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening
  • Miles won’t expire for the life of the account, and there are no categories to limit where or what you buy
  • Regular APR
    15.24% - 23.24% (Variable)
  • Intro APR
    0% on purchases for 9 months
  • Annual Fee
    $0
  • cdm-card

    Good Credit 700 - 749

Best Card Features: 4% cash back on first $7000 in eligible gas purchases; 3% at restaurants & eligible travel; 2% at Costco & Costco.com
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • Regular APR
    17.49%* (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0*
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Bonus Offer
  • 40,000 Bonus Miles + Alaska’s Famous Companion Fare™ Offer: Get 40,000 bonus miles plus Alaska’s Famous Companion Fare from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
  • Get Alaska’s Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year on your account anniversary valid on all Alaska flights booked on alaskaair.com. There are no blackout dates.
  • Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
  • Regular APR
    17.24% - 25.24% Variable APR on purchases
  • Intro APR
    N/A
  • Annual Fee
    $50 for the company and $25 per card
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Earn 2 AAdvantage® miles for every $1 on certain categories; preferred boarding; free checked bag on American domestic flights
  • Designed for businesses
  • Earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases in first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
  • Regular APR
    17.99%-25.99%* (Variable)
  • Intro APR
    None
  • Annual Fee
    $99, waived for first 12 months*
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Earn 2% cash back on every purchase; $500 cash bonus after spending $4,500 in first 3 months
  • Earn unlimited 2% cash back for your business on every purchase, everywhere
  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • $0 annual fee for the first year; $95 after that
  • Regular APR
    19.24% (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0 intro for first year; $95 after that
  • cdm-card

    Good Credit 700 - 749

Best Card Features: Earn 2 miles on every $1 spent; 50,000 mile bonus after spending $4,500 in first 3 months
  • Earn unlimited 2 miles per $1 on every purchase, everywhere
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Receive up to $100 credit for one Global Entry or TSA Pre✓® application fee
  • Regular APR
    19.24% (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0 intro for first year; $95 after that
  • cdm-card

    Good Credit 700 - 749

Best Card Features: No annual fee; 0% intro APR on purchases for 15 months; 5% cash back on certain purchases
  • Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.49% – 21.49%
  • No annual fee
  • Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
  • Terms apply
  • Regular APR
    14.49% - 21.49% Variable
  • Intro APR
    0% on purchases
  • Annual Fee
    No annual fee
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: $50 statement credit after a Delta purchase with new card in first 3 months; bonus offer; no foreign transaction fees
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Terms and limitations apply
  • Regular APR
    17.99% - 26.99% Variable
  • Intro APR
    N/A
  • Annual Fee
    $0 introductory annual fee for the first year, then $95
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: $100 statement credit after a Delta purchase with the new card within the first 3 months; bonus offer; free checked bag on Delta
  • Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight.
  • Settle into your seat sooner with Priority Boarding.
  • Terms and limitations apply
  • Regular APR
    17.99% - 26.99% Variable
  • Intro APR
    N/A
  • Annual Fee
    $195
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: No annual fee; 0.0% intro APR for first 12 months; 2X rewards points on certain everyday business purchases
  • Get rewarded for business as usual. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*.
  • Terms Apply
  • Regular APR
    15.49% - 21.49% Variable
  • Intro APR
    0% on purchases and balance transfers for 12 months
  • Annual Fee
    No annual fee
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: 6x points at participating Marriott Bonvoy hotels; 4x points in some other categories; 75,000 bonus points after spending $3,000 in first 3 months
  • Earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Regular APR
    17.99% - 26.99% Variable
  • Intro APR
    N/A
  • Annual Fee
    $125
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Charge card for business; special bonus for spending in the first three months; enhanced rewards for purchases in certain categories
  • Earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month †
  • †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
  • AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
  • *Terms Apply
  • Regular APR
    16.49% - 24.49% Variable
  • Intro APR
    N/A
  • Annual Fee
    $295
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: 5,000 bonus Membership Rewards® points with first purchase; earn Membership Rewards® points with every purchase
  • Earn 5,000 Membership Rewards® points after your first purchase on the Card
  • Earn double Membership Rewards® points for each dollar of eligible purchases made when you book on the American Express Travel website
  • Earn one Membership Rewards® point for each dollar you spend on eligible purchases
  • Terms and limitations apply
  • Regular APR
    N/A
  • Intro APR
    N/A
  • Annual Fee
    $0 introductory annual fee for the first year, then $95
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Exclusive Platinum cardholder benefits; special bonus for spending in the first three months; enhanced rewards for purchases in certain categories
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Terms Apply
  • Regular APR
    N/A
  • Intro APR
    N/A
  • Annual Fee
    $595
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Get a 1.5% discount for paying early or up to 60 days to pay without interest
  • Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
  • Take up to 60 days to pay with no interest, if you pay your minimum due.
  • Use the power of the Plum Card to buy big for your business.
  • Terms and Restrictions apply
  • Regular APR
    N/A
  • Intro APR
    N/A
  • Annual Fee
    $0 introductory annual fee for the first year, then $250
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Hilton Honors Bonus Points for eligible ongoing purchases and after spending $3,000 in the first 3 months
  • Welcome Offer: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases on the Card in the first 3 months of Card Membership.
  • Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X at hotels and resorts in the Hilton portfolio, 6X on Select Business & Travel Purchases, 3X Everywhere Else. Terms & Limitations Apply.
  • Enjoy complimentary Gold Status with your Hilton Honors Business Card.
  • Terms apply.
  • Regular APR
    17.99% - 26.99% Variable
  • Intro APR
    N/A
  • Annual Fee
    $95
  • cdm-card

    Excellent Credit 750- 850

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