Retail/Shopping Credit Cards

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Retail/Shopping Credit Cards

Learn More About Retail/Shopping Credit Cards

Consumers can earn cash rewards simply by making retail purchases on their credit cards.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    17.49%* (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Fingerhut offers all sorts of awesome products, like clothing, electronics, furniture and more.
  • A WebBank/Fingerhut Credit Account could help you build your buying power by reporting your on-time payments to all three credit bureaus.
  • There’s no annual fee and no application fee.
  • *See the complete WebBank/Fingerhut Credit Account Terms and Conditions.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See Issuers Website
  • Intro APR:
    N/A
  • Annual Fee:
    See Issuers Website
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    17.49%* (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • No interest if paid in full within 6 months* on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
  • Up to 24-Month Financing* on qualifying purchases during special promotions. The more you spend, the longer you may have to pay us back.
  • Access to exclusive department financing offers and savings throughout the year; including up to 24-month financing* on qualifying purchases and discounts on select products/installations
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    View Rates & Fees
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit