Retail/Shopping Credit Cards

Consumers can earn cash rewards simply by making retail purchases on their credit cards.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features: 4% cash back on first $7000 in eligible gas purchases; 3% at restaurants & eligible travel; 2% at Costco & Costco.com
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • Regular APR
    17.49%* (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0*
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: No Annual Fee*, No Application Fee*
  • Fingerhut offers all sorts of awesome products, like clothing, electronics, furniture and more.
  • A WebBank/Fingerhut Credit Account could help you build your buying power by reporting your on-time payments to all three credit bureaus.
  • There’s no annual fee and no application fee.
  • *See the complete WebBank/Fingerhut Credit Account Terms and Conditions.
  • Regular APR
    See Issuers Website
  • Intro APR
    N/A
  • Annual Fee
    See Issuers Website
  • cdm-card

    Bad Credit300 - 639

Best Card Features: 4% cash back on first $7000 in eligible gas purchases; 3% at restaurants & eligible travel; 2% at Costco & Costco.com
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • Regular APR
    17.49%* (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0*
  • cdm-card

    Excellent Credit 750- 850

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