Top Prepaid Credit & Debit Cards

Prepaid cards may be a good alternative for people with no credit history or those without a banking relationship. These cards allow consumers to spend only the amount you have already deposited into your account. Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:
Best Card Features: Unlimited Cash Back Rewards
  • Unlimited by Green Dot Bank. Banking. Saving. Simple.
  • 2% interest (APY) on your savings + 2% cash back on online and mobile purchases
  • Visit GreenDot.com for terms and conditions.
  • Regular APR
    See Terms*
  • Intro APR
    See Terms*
  • Annual Fee
    See Terms*
  • cdm-card

    All Credit Profiles

Best Card Features: Prepaid card, get paid 2 days faster than paper check
  • Prepaid Visa® with ATM’s coast to coast
  • Get paid up to two days faster than a paper check with direct deposit
  • Customize your prepaid Visa®
  • Regular APR
    N/A
  • Intro APR
    N/A
  • Annual Fee
    Variable Monthly Fees
  • cdm-card

    All Credit Profiles

Best Card Features: No minimum balance requirement. Get paid faster.
  • Welcome to Banking made better! The All-Access Account. Banking with no minimum balance required to open an Account.
  • Get paid faster than a paper check with direct deposit.
  • The All-Access Account has the benefits you get from a bank and more. You’ll get access to a feature-filled Account, online banking, and our convenient Mobile App. (Message & Data rates may apply).
  • Regular APR
    See website for Details*
  • Intro APR
    See website for Details*
  • Annual Fee
    See website for Details*
  • cdm-card

    Bad Credit

Best Card Features: No late fees or interest rates; move money from your PayPal account to fund your prepaid card
  • Move money from your PayPal account to fund your prepaid card account.
  • Earn cash back and personalized offers, just for using your card.
  • With Direct Deposit, you can get paid faster than a paper check.
  • Regular APR
    See website for Details*
  • Intro APR
    See website for Details*
  • Annual Fee
    See website for Details*
  • cdm-card

    Bad Credit

Best Card Features: No annual fee; 3% cash back at Walmart.com; earn rewards up to $75 annually
  • Earn 3% Cash Back at Walmart.com
  • Earn 2% Cash Back at Murphy USA and Walmart Fuel Stations
  • Earn 1% Cash Back at Walmart
  • Regular APR
    N/A
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  • Annual Fee
    None
  • cdm-card

    Bad Credit

Best Card Features: Prepaid card, get paid 2 days faster than paper check
  • Prepaid Visa® with ATM’s coast to coast
  • Get paid up to two days faster than a paper check with direct deposit
  • Customize your prepaid Visa®
  • Regular APR
    N/A
  • Intro APR
    N/A
  • Annual Fee
    Variable Monthly Fees
  • cdm-card

    All Credit Profiles

Best Card Features: No Late Fees or Interest Charges
  • Power. Confidence. Control. It’s more than just a prepaid card. It can be the difference between getting by and getting ahead!
  • With Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card. Card issued by MetaBank®, Member FDIC. Card may be used everywhere Debit Mastercard is accepted. Click “Apply Now” for full details.
  • Regular APR
    See website for Details*
  • Intro APR
    See website for Details*
  • Annual Fee
    See website for Details*
  • cdm-card

    Bad Credit

Best Card Features: No Late Fees or Interest Charges
  • Pay everywhere Debit Mastercard is accepted.
  • With Direct Deposit, you can get paid faster than a paper check.
  • No overdraft fees on Card purchases.
  • Regular APR
    See website for Details*
  • Intro APR
    See website for Details*
  • Annual Fee
    See website for Details*
  • cdm-card

    Bad Credit

Best Card Features: Prepaid card, get paid 2 days faster than paper check
  • Prepaid Visa® with ATM’s coast to coast
  • Get paid up to two days faster than a paper check with direct deposit
  • Customize your prepaid Visa®
  • Regular APR
    N/A
  • Intro APR
    N/A
  • Annual Fee
    Variable Monthly Fees
  • cdm-card

    All Credit Profiles

Best Card Features: No late fees or interest rates; shows support for your favorite major league baseball team
  • Show support for your team with your team-branded Netspend® Prepaid Mastercard® each time you use your Card.
  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Regular APR
    See website for Details*
  • Intro APR
    See website for Details*
  • Annual Fee
    See website for Details*
  • cdm-card

    Bad Credit

Best Card Features: No Late Fees or Interest Rates
  • Brink’s gives you the peace of mind you deserve. Securing cash and valuables since 1859.
  • With Brink’s Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Regular APR
    See website for Details*
  • Intro APR
    See website for Details*
  • Annual Fee
    See website for Details*
  • cdm-card

    Bad Credit

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