No late fees or interest charges because this is not a credit card it is a prepaid card.
With Netspend Direct Deposit, you can get paid faster than a
paper check.
• No late fees or interest charges because this is not a credit card.
• Use the NetSpend Mobile App to manage your account on the go
and get text message or email alerts (Message & data rates may
apply).
• Card issued by MetaBank®, Member FDIC. Card may be used
everywhere Visa Debit cards are accepted. “Apply Now” for full
details.
• See additional NetSpend® Prepaid Visa® details
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No minimum balance requirement. Get paid faster.
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No Late Fees or Interest Charges
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No late fees or interest rates; shows support for your favorite major league baseball team
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No Late Fees or Interest Rates
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Most everyone with a banking relationship or checking account has a debit card. In the event you do not have a checking account or bank, banks offer prepaid cards as an alternative. A prepaid card is a card which is “pre-paid’ with a set balance which is then able to be utilized each month for purchases. When the money runs out, your card will stop working and needs to be reloaded.
Prepaid cards are different than most credit cards as most prepaid cards don’t have a credit limit, APR, or other credit card associated fees because they behave more like a debit card, charging off of a prepaid balance on the card.
Prepaid cards are also great for those with limited, poor, or no credit profiles. However if you fall in these categories, we recommend also considering a secured card, as a secured card will usually report to the major credit bureaus and help you improve your credit profile over time with responsible use.
Every bank will have different requirements and limitations, however since a prepaid card is paid upfront, these are generally much less strict than other types of credit card offers. In general, almost anyone is eligible for a prepaid card, however it is important to read the exact terms and requirements outlined on the issuer’s website.
If you currently are paid by check, it can take time for your paycheck to get to you and get cashed. Additionally, depending on how you cash your paycheck, you may be paying additional check cashing fees. Many prepaid card offers will enable you to setup direct deposit of your paycheck, so your paycheck goes right onto your prepaid card, making your funds available to you faster and easier.
Most prepaid cards don’t charge any interest fees since they are prepaid, which is generally the largest fee associated with a credit card. In general, prepaid cards will have less fees than secured cards or other cards designed for those with bad credit profiles.
LowCards.com is an independent, for-profit website. LowCards.com participates in a paid affiliate network and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.
LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.
In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.
LowCards.com is an independent, for-profit website. LowCards.com participates in a paid affiliate network and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.
LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.
In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.
