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Top Prepaid Credit & Debit Cards

Prepaid cards may be a good alternative for people with no credit history or those without a banking relationship. These cards allow consumers to spend only the amount you have already deposited into your account. Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Netspend® All-Access ® Account by MetaBank®

EDITOR RATING

Applying for this card will securely direct you to the issuer's website.

Netspend® All-Access ® Account by MetaBank®

Best Card Features:

No minimum balance requirement. Get paid faster.

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Welcome to Banking made better! The All-Access Account. Banking with no minimum balance required to open an Account.
Get paid faster than a paper check with direct deposit.
The All-Access Account has the benefits you get from a bank and more. You’ll get access to a feature-filled Account, online banking, and our convenient Mobile App. (Message & Data rates may apply).

Get unlimited surcharge-free withdrawals at any Money Pass® ATM.
The Netspend® All-Access® Account is established by MetaBank®, Member FDIC. Netspend, a Global Payments Company, is a service provider to MetaBank.

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REGULAR APR

See website for Details*

INTRO APR

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ANNUAL FEE

See website for Details*

Bad Credit

cdm-card

Recommended For: Bad Credit

PayPal Prepaid Mastercard®

EDITOR RATING

Applying for this card will securely direct you to the issuer's website.

PayPal Prepaid Mastercard®

Best Card Features:

No late fees or interest rates; move money from your PayPal account to fund your prepaid card

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Move money from your PayPal account to fund your prepaid card account.
Earn cash back and personalized offers, just for using your card.
With Direct Deposit, you can get paid faster than a paper check.

Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
Click PayPal Prepaid Mastercard® for additional features & program details, and to request a Card.

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REGULAR APR

See website for Details*

INTRO APR

See website for Details*

ANNUAL FEE

See website for Details*

Bad Credit

cdm-card

Recommended For: Bad Credit

Control ™ Prepaid Mastercard®

EDITOR RATING

Applying for this card will securely direct you to the issuer's website.

Control ™ Prepaid Mastercard®

Best Card Features:

No Late Fees or Interest Charges

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Power. Confidence. Control. It’s more than just a prepaid card. It can be the difference between getting by and getting ahead!
With Direct Deposit, you can get paid faster than a paper check.
No late fees or interest charges because this is not a credit card. Card issued by MetaBank®, Member FDIC. Card may be used everywhere Debit Mastercard is accepted. Click “Apply Now” for full details.

Get your tax refund direct deposited to your Card Account and no more waiting in line to cash your paper check!

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REGULAR APR

See website for Details*

INTRO APR

See website for Details*

ANNUAL FEE

See website for Details*

Bad Credit

cdm-card

Recommended For: Bad Credit

Netspend® Prepaid Mastercard®, now a WWE partner®

EDITOR RATING

Applying for this card will securely direct you to the issuer's website.

Netspend® Prepaid Mastercard®, now a WWE partner®

Best Card Features:

No Late Fees or Interest Charges

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Pay everywhere Debit Mastercard is accepted.
With Direct Deposit, you can get paid faster than a paper check.
No overdraft fees on Card purchases.

No late fees or interest charges because this is not a credit card.
Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts. (Message & data rates may apply).
Card use is subject to activation and ID verification. Terms and Costs Apply.
Card issued by MetaBank®, Member FDIC.

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REGULAR APR

See website for Details*

INTRO APR

See website for Details*

ANNUAL FEE

See website for Details*

Bad Credit

cdm-card

Recommended For: Bad Credit

Netspend® Prepaid Mastercard® – Proud Partner of MLB®

EDITOR RATING

Applying for this card will securely direct you to the issuer's website.

Netspend® Prepaid Mastercard® – Proud Partner of MLB®

Best Card Features:

No late fees or interest rates; shows support for your favorite major league baseball team

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Show support for your team with your team-branded Netspend® Prepaid Mastercard® each time you use your Card.
With Netspend Direct Deposit, you can get paid faster than a paper check.
No late fees or interest charges because this is not a credit card.

Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
Card issued by MetaBank®, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
See additional Netspend^® Prepaid Mastercard -Proud Partner of MLB® details

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REGULAR APR

See website for Details*

INTRO APR

See website for Details*

ANNUAL FEE

See website for Details*

Bad Credit

cdm-card

Recommended For: Bad Credit

Brink’s® Prepaid Mastercard®

EDITOR RATING

Applying for this card will securely direct you to the issuer's website.

Brink’s® Prepaid Mastercard®

Best Card Features:

No Late Fees or Interest Rates

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Brink’s gives you the peace of mind you deserve. Securing cash and valuables since 1859.
With Brink’s Direct Deposit, you can get paid faster than a paper check.
No late fees or interest charges because this is not a credit card.

Use the Brink’s Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.)
Card activation and identity verification required. Terms and Fees Apply. Card issued by Republic Bank & Trust Company, Member FDIC. Click for full details.
See additional Brink’s Prepaid Mastercard® Details.

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REGULAR APR

See website for Details*

INTRO APR

See website for Details*

ANNUAL FEE

See website for Details*

Bad Credit

cdm-card

Recommended For: Bad Credit

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LowCards.com is an independent, for-profit website. LowCards.com participates in a paid affiliate network and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.

LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.

LowCards.com is an independent, for-profit website. LowCards.com participates in a paid affiliate network and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site.

LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.