Prepaid & Debit Cards

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Prepaid & Debit Cards

Learn More About Prepaid & Debit Cards

Prepaid cards may be a good alternative for people with no credit history or those without a banking relationship. These cards allow consumers to spend only the amount you have already deposited into your account.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • Move money from your PayPal account in realtime
  • Take advantage of PayPal cash back rewards and earn on qualifying purchases from select
    merchants. With Direct Deposit, you can get paid faster than a paper check.
  • No Late fees because this is not a credit card.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See website for Details*
  • Intro APR:
    See website for Details*
  • Annual Fee:
    See website for Details*
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
  • Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See website for Details*
  • Intro APR:
    See website for Details*
  • Annual Fee:
    See website for Details*
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Send and Receive a Western Union® Money Transfer, shop online or pay bills.
  • With Western Union Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See website for Details*
  • Intro APR:
    See website for Details*
  • Annual Fee:
    See website for Details*
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Earn 3% Cash Back at Walmart.com
  • Earn 2% Cash Back at Murphy USA and Walmart Fuel Stations
  • Earn 1% Cash Back at Walmart
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    N/A
  • Intro APR:
    N/A
  • Annual Fee:
    None
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Get your government benefits up to two days early with Direct Deposit.
    Certain restrictions apply*
  • Shop online and in stores – everywhere Visa debit cards are accepted.
  • Your funds are protected if your card is lost or stolen thanks to the Visa
    Zero Liability policy.*

* Certain restrictions apply. See card site for details. Click on “Apply Now” to learn more about Sequin Prepaid Visa RushCard.

Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    N/A
  • Intro APR:
    N/A
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Earn 5% Cash Back on purchases, up to $100 per reward year
  • No overdraft fees, ever
  • No credit check to get a card
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    N/A
  • Intro APR:
    N/A
  • Annual Fee:
    N/A
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Get your government benefits up to two days early with Direct Deposit.
    Certain restrictions apply.*
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card
    accounts are subject to ID Verification*.
  • Easy to sign up. Set up your secure PIN and load money to your card with
    cash or checks or enroll in Direct Deposit.

* Certain restrictions apply. See card site for details. Click on “Apply Now” to learn more about Carbon Prepaid Visa RushCard.

Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    N/A
  • Intro APR:
    N/A
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Show support for your team with your team-branded Netspend® Prepaid Mastercard® each time you use your Card.
  • With Netspend Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See website for Details*
  • Intro APR:
    See website for Details*
  • Annual Fee:
    See website for Details*
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Brink’s gives you the peace of mind you deserve. Securing cash and valuables since 1859.
  • With Brink’s Direct Deposit, you can get paid faster than a paper check.
  • No late fees or interest charges because this is not a credit card.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See website for Details*
  • Intro APR:
    See website for Details*
  • Annual Fee:
    See website for Details*
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Earn miles on qualifying signature purchases, up to 2,500 miles each month.
  • No Credit Check
  • No interest payments
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See website for Details*
  • Intro APR:
    See website for Details*
  • Annual Fee:
    See website for Details*
  • Editor Rating :
  • Credit
    Recommended:
    N/A
Best Card Features:
  • Enroll in Direct Deposit and get your pay up to two days early.*
  • Real time activity alerts to let you know when a load goes through or if
    your balance is running low.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card
    accounts are subject to ID Verification*.

* Certain restrictions apply. See card site for details. Click on “Apply Now” to learn more about 24k Prepaid Visa RushCard.

Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    N/A
  • Intro APR:
    N/A
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Stay connected — keep track of your money on your mobile phone with
    the RushCard app. *
  • Get your government benefits up to two days early with Direct Deposit.
    Certain restrictions apply*
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are
    protected if your card is lost or stolen.*

* Certain restrictions apply. See card site for details. Click on “Apply Now” to learn more about Gloss Prepaid Visa RushCard.

Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    N/A
  • Intro APR:
    N/A
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Easy to sign up. Set up your secure PIN and load money to your card with
    cash or checks or enroll in Direct Deposit.
  • Enroll in Direct Deposit and get your pay up to two days early. Certain
    restrictions apply*
  • Easy Online Bill Pay — pay your rent, utilities or a friend*.

* Certain restrictions apply. See card site for details. Click on “Apply Now” to learn more about Midnight Prepaid Visa RushCard

Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    N/A
  • Intro APR:
    N/A
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit