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Prepaid & Debit Cards

Prepaid cards may be a good alternative for people with no credit history or those without a banking relationship. These cards allow consumers to spend only the amount you have already deposited into your account.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • Enroll in Direct Deposit and get your pay up to two days early.* Certain restrictions apply. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms
  • Intro Rate :
    See Terms
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Get Paid up to 2 days Faster with Free Direct Deposit – Get Your Paycheck or Benefits Checks in Your Card Account and Access Your Funds up to 2 days Earlier Than Payday.
  • No CreditCheck to Get a Card. No ChexSystems Check. No Existing Bank Account Required.
  • $0 Activation Fee. No Minimum Balance. No Overdraft fees, ever!
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms
  • Intro Rate :
    See Terms
  • Annual Fee:
    $9.95 monthly fee
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Get your government benefits up to two days early with Direct Deposit.* Certain restrictions apply. See card site for details.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.*
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms
  • Intro Rate :
    See Terms
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app.
  • Get your government benefits up to two days early with Direct Deposit.* Certain restrictions apply. See card site for details.
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen.* See card site for details.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms
  • Intro Rate :
    See Terms
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit.*
  • Enroll in Direct Deposit and get your pay up to two days early.* Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms
  • Intro Rate :
    See Terms
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Get your government benefits up to two days early with Direct Deposit.* Certain restrictions apply. See card site for details.
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Shop online and in stores – everywhere Visa debit cards are accepted.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms
  • Intro Rate :
    See Terms
  • Annual Fee:
    Variable Monthly Fees
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • No Checking Account or Credit Check Required
  • Payroll and Government Benefit Direct Deposit – Get a $10 Bonus*!
  • Reloadable*
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    N/A
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Instant Account Number – A Great Card for your Money.
  • Free* Direct Deposit — Paycheck, Benefit Checks, Tax Refund Checks
  • Easy Online Bill Payment & Mobile Account Access
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    N/A
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • Free* Direct Deposit
  • No Credit Check or ChexSystems Checks
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    N/A
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • No Credit Check – When you sign up for this prepaid card, your approval is guaranteed as no background credit check is conducted. Enjoy receiving approval right away so you can start using your card.
  • Free Direct Deposit and Purchase Transactions – Load your funds at no extra cost with free direct deposit. Your purchase transactions are also free of charge wherever MasterCard Debit is accepted, and you can use the Vision Silver℠ Prepaid MasterCard® to make unlimited signature transactions without any additional fee.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    N/A
  • Intro Rate :
    N/A
  • Annual Fee:
    N/A
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit