Point Rewards Credit Cards

Earn reward points for everyday purchases that can be redeemed for a variety of gift cards, merchandise, travel discounts or cash rebates.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features: Only card to round up rewards to nearest 10 points; 15,000 bonus points after spending $1,000 in first 3 months
  • The Citi Rewards+℠ Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.74% – 25.74%, based on your creditworthiness.
  • Regular APR
    15.74% - 25.74% (Variable)
  • Intro APR
    0% for 15 months on Purchases and Balance Transfers
  • Annual Fee
    $0
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: 1.5 points per $1 spent; no annual fee; 25,000 bonus points after spending $1,000 in first 90 days
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Regular APR
    17.24% - 25.24% Variable APR on purchases
  • Intro APR
    0% Introductory APR on purchases for 12 billing cycles
  • Annual Fee
    $0
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: 2 points for every $1 spent on travel & dining; 1.5 points per $1 on other purchases; 50,000 bonus points after spending $3,000 in first 90 days
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • Regular APR
    18.24% - 25.24% Variable APR on purchases
  • Intro APR
    N/A
  • Annual Fee
    $95
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: No annual fee; $150 statement credit after spending $1,200 in first 90 days; 0% intro APR for 12 months
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% – 25.15%, based on your creditworthiness
  • Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • Regular APR
    15.15% - 25.15% (variable)
  • Intro APR
    0% APR for 12 months on purchases and balance transfers
  • Annual Fee
    $0
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Earn 3 points for every $1 spent on travel & gas; earn 60,000 bonus points after spending $4,000 in first 3 months
  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
  • Regular APR
    18.24%-26.24% (Variable)
  • Intro APR
    None
  • Annual Fee
    $95
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Rewards Points, No Annual Fee
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center – powered by Expedia®.
  • Regular APR
    13.49% - 23.49% Variable APR on purchases
  • Intro APR
    0% for 9 billing cycles
  • Annual Fee
    $0.00
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Bonus Offer
  • 40,000 Bonus Miles + Alaska’s Famous Companion Fare™ Offer: Get 40,000 bonus miles plus Alaska’s Famous Companion Fare from $121 ($99 fare plus taxes and fees from just $22) with this offer. To qualify, make purchases of $2,000 or more within the first 90 days of opening your account.
  • Get Alaska’s Famous Companion Fare™ from $121 ($99 plus taxes and fees from $22) every year on your account anniversary valid on all Alaska flights booked on alaskaair.com. There are no blackout dates.
  • Save with a free checked bag on Alaska flights for you and up to six other guests on the same reservation.
  • Regular APR
    17.24% - 25.24% Variable APR on purchases
  • Intro APR
    N/A
  • Annual Fee
    $50 for the company and $25 per card
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: No annual fee; 0% intro APR on purchases for 7 months; only student card to round up rewards to nearest 10 points
  • Introducing the New Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% – 26.74%, based on your creditworthiness
  • Regular APR
    16.74% - 26.74% (Variable)
  • Intro APR
    0% for 7 months on Purchases
  • Annual Fee
    $0
  • cdm-card

    Good Credit 700 - 749

Best Card Features: Earn 2% cash back on every purchase; $500 cash bonus after spending $4,500 in first 3 months
  • Earn unlimited 2% cash back for your business on every purchase, everywhere
  • Earn a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • $0 annual fee for the first year; $95 after that
  • Regular APR
    19.24% (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0 intro for first year; $95 after that
  • cdm-card

    Good Credit 700 - 749

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