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Point Rewards Credit Cards

Learn More About Point Rewards Credit Cards

Earn reward points for everyday purchases that can be redeemed for a variety of gift cards, merchandise, travel discounts or cash rebates.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • Earn 30K bonus points when you spend $3,000 in purchases in the first 3 months – that’s a $300 cash redemption value
  • Earn 3X points for eating out and ordering in
  • Earn 3X points for gas stations, rideshares and transit
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    14.74%-27.24% (Variable)
  • Intro APR:
    0% intro APR on purchases & balance transfers for 12 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Introducing the New Citi Rewards+℠ Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% – 25.74%, based on your creditworthiness.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.74% - 25.74% (Variable)
  • Intro APR:
    0% for 12 months on Purchases and Balance Transfers
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    17.24% - 25.24% Variable
  • Intro APR:
    0% introductory APR for 12 billing cycles for purchases
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards client, you can get a 25%-75% rewards bonus on every purchase.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    18.24% - 25.24% Variable
  • Intro APR:
    N/A
  • Annual Fee:
    $95
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% – 25.15%, based on your creditworthiness
  • Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.15% - 25.15% (variable)
  • Intro APR:
    0% APR for 12 months on purchases and balance transfers
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.74%-25.74% (Variable)
  • Intro APR:
    None
  • Annual Fee:
    $95; fee waived for the first 12 months
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center – powered by Expedia®.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    13.49% - 23.49% Variable
  • Intro APR:
    0% Introductory APR on purchases for your first 9 billing cycles
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Limited Time Promotion: Alaska’s Famous Companion Fare™ + 30,000 Bonus Miles. Buy one ticket, get one for just taxes and fees ($0 fare plus taxes and fees from just $22) plus receive 30,000 bonus miles with this offer. To qualify, make purchases of $1,000 or more within the first 90 days of opening your account.
  • Earn 3 miles for every $1 spent directly on Alaska Airlines purchases and 1 mile for every dollar spent on all other purchases
  • Get Alaska’s Famous Companion Fare™ every year! That’s right, EACH YEAR on your account anniversary get a companion fare from $121 ($99 plus taxes and fees from $22). Valid on all Alaska flights booked on alaskaair.com with no blackout dates
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    17.24% - 25.24% Variable APR
  • Intro APR:
    N/A
  • Annual Fee:
    $50 for the company and $25 per card
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Introducing the New Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% – 26.74%, based on your creditworthiness
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.74% - 26.74% (Variable)
  • Intro APR:
    0% for 7 months on Purchases
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    19.24% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0 intro for first year; $95 after that
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit