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Point Rewards

Earn reward points for everyday purchases that can be redeemed for a variety of gift cards, merchandise, travel discounts or cash rebates.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.99% - 23.99% (Variable)
  • Intro Rate :
    0% intro on balance transfers for 9 months; 0% intro on purchases for 9 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 14.49% – 24.49%  based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.49% - 24.49%* (Variable)
  • Intro Rate :
    15 months on Purchases and Balance Transfers
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.49% - 24.49% (Variable)
  • Intro Rate :
    0% intro on balance transfers for 9 months; 0% intro on purchases for 9 months
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 13.65% to 23.65%, based on your creditworthiness
  • Earn 10,000 Bonus ABOC Rewards Points after you spend $1,000 on purchases within the first 90 days from account opening
  • Unlimited Points That Don’t Expire
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    13.65% to 23.65% Variable
  • Intro Rate :
    0% APR for 12 months on purchases
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn more on travel purchases – redeem points for meaningful rewards
  • Earn 3X Points on Travel, Including Gas Stations
  • Earn 2X Points on Dining Out & Entertainment
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.49% - 24.49%* (Variable)
  • Intro Rate :
    None
  • Annual Fee:
    $95; fee waived for the first 12 months*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    15.49% - 25.49%* (Variable)
  • Intro Rate :
    0%* on purchases for 7 months
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Earn a $50 Statement Credit after your first card purchase within 90 days from account opening
  • 5 Sony Rewards points per $1 spent on select entertainment purchases including digital streaming and subscription services, concert and sporting events, music and video downloads and movie and theater tickets
  • 5 points per $1 spent on Sony® products at authorized retailers with purchase confirmation
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.99% - 24.99% (Variable)
  • Intro Rate :
    0% intro on purchases until May 2018
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    17.99% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 intro for first year; $95 after that
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Earn a $50 PlayStation™ Store Code after your first purchase within 90 days from account opening
  • 5 points per $1 spent on all PlayStation™ Store purchases
  • 5 points per $1 spent on PlayStation® and Sony® products at authorized retailers with purchase confirmation
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    14.99% - 24.99% (Variable)
  • Intro Rate :
    0% intro on purchases until May 2018
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Worldwide Acceptance: This card is accepted worldwide anywhere Visa cards are accepted plus offers 24 hour cash from any ATM where Visa cards are accepted.
  • Low Interest Rate: This card features an extremely low on-going APR, one of the lowest in the industry.
  • Travel Benefits: This card comes with numerous travel benefits, including accident insurance, emergency cash and card replacement, and rental car coverage.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    11.25% Variable
  • Intro Rate :
    None
  • Annual Fee:
    None
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit