‘Password Challenged’ Internet Users Engage in Risky Online Behavior

‘Password Challenged’ Internet Users Engage in Risky Online Behavior

February 8, 2017         Written By Bill Hardekopf

Recently, Pew Research discovered the majority of Americans (64%) have personally experienced a data breach, which shows U.S. consumers need to take steps to protect their identity. Unfortunately, new research indicates that 39% of Americans have a difficult time remembering their passwords, which leads to unsafe online behavior.

Pew Research dubbed this group the “password challenged” and also discovered they tend to be more worried about the safety and security of their passwords. 44% of “password challenged” Internet users are concerned about the security of their passwords, compared to 22% of people who have no problem managing their passwords.

Even with this concern, many Americans, especially the “password challenged,” are not following the best practices of digital security. The “password challenged” are more likely to say they use less secure passwords because more complicated passwords are too difficult to remember (41% vs. 14% of those who are comfortable managing passwords). They are also more likely to use the same password for multiple accounts (45% vs. 36%).

Worse, many of the “password challenged” write down their passwords on a piece of paper, save them in a digital note or save them in their web browser, which are all options cybersecurity experts discourage.

Being “password challenged” seems to correlate with age. 44% of online adults aged 30 to 64 say they have a difficult time keeping track of their passwords compared to only 33% of 18- to 29-year-olds.

The information contained within this article was accurate as of February 8, 2017. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
View all posts by Bill Hardekopf
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