Despite CARD Act, Credit Card Rates and Fees Continue to Increase

September 23, 2009

The major provisions of the Credit CARD Act do not go into effect until February 2010. Meanwhile, cardholders have been encountering some of the negat...
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Handling Credit Card Debt When a Spouse Passes Away

September 16, 2009

The death of a spouse is one of life’s most difficult times. It becomes even more difficult if the surviving spouse is not fully prepared to handle ...
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Can My Credit Card Company Do That to Me?

September 10, 2009

One of the most common complaints among credit cardholders is that changes have suddenly been made in the rates, fees or credit limits of an account. ...
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A History of Credit Cards

September 3, 2009

The credit card industry is undergoing a major transformation in 2009 as a result of the Credit CARD Act and significant policy changes by issuers. Cr...
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Recent Practices Show Promising Results for Credit Card Users

August 20, 2009

Several studies released during the past two weeks provide some insight into what has taken place in the credit card industry during 2009. The studies...
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Credit Card Fraud – How to Protect Yourself

August 18, 2009

This week, Albert Gonzalez was charged with involvement in the biggest case of credit/debit card data theft in United States history. Federal prosecut...
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New Fee Added on Some Credit Cards

August 13, 2009

Approaching the enactment of the first phase of the Credit CARD Act next week, credit card issuers continue to make changes that could have a signific...
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Major Trend Continues – Credit Card Debt Decreasing

August 12, 2009

A significant trend has developed since the economy weakened during the fourth quarter of 2008: consumers continue to decrease their credit card balan...
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The Changing World of Student Credit Cards

August 11, 2009

Millions of students will go to college in the next few weeks, making this the perfect time for parents to talk to their son or daughter about the cor...
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Low- and Middle-Income Families Hit Hard by Credit Card Trends

July 30, 2009

Two new studies give a clearer explanation of the effects of the credit card crisis: banks are tightening credit card lending standards at a time when...
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