Microsoft Pay Integrates with Masterpass

Microsoft Pay Integrates with Masterpass

August 9, 2018         Written By John H. Oldshue

Microsoft recently announced they have integrated their mobile wallet with Masterpass. Microsoft Pay can now be used with any retailer that accepts Mastercard’s digital payment technology.

Microsoft made its debut in the payment industry more than three years ago, but the service has seen a slow adoption rate. Utilizing the Masterpass network broadens the versatility of Microsoft Pay, which may lead to better success in the future.

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Masterpass is primarily designed for online purchases. Much like PayPal, it acts as a middleman between a user’s card data and the merchant. Users can check out with Masterpass without entering their card data, making the process faster and more secure than standard online shopping. The Microsoft Pay extension works through the same platform, but the cards are stored in the Microsoft account, rather than the Masterpass account.

This may be part of a last-hope effort to spread Microsoft Pay to the masses. Chase seems to have made a similar effort last month by linking Chase Pay with Samsung Pay. Chase gets to piggyback on Samsung’s existing payment platform, and users can simultaneously earn Samsung Rewards and Chase Ultimate Rewards for their purchases.

The information contained within this article was accurate as of August 9, 2018. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About John H. Oldshue

John Oldshue is the creator of He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for
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