Mastercard Develops Remote Fingerprint Scanning for Biometric Credit Cards

Mastercard Develops Remote Fingerprint Scanning for Biometric Credit Cards

May 3, 2018         Written By John H. Oldshue

Earlier this week, Mastercard unveiled a new biometric card sleeve that allows users to register their fingerprints without visiting a bank branch. The sleeve scans the fingerprint through a battery-powered sensor, and then the fingerprint is permanently linked to the digital encryption on the card.

Mastercard is moving away from card security based on “what people know.” The company believes that forgetting a PIN or password should not prevent someone from using a card. Biometric technology, like fingerprint or iris scanning, turns the focus to physical attributes that are unique to each individual.

To complete the registration, Mastercard will send an enrollment kit in the mail separate from the biometric credit card. Mastercard hopes that this will “help speed adoption of biometrics by issuers and consumers alike.” The at-home approach also reduces the need for branch-based support, which lowers the company’s overhead costs.

The self-enrollment sleeve was developed by IDEX, a technology company based in Norway. It uses a large area sensor, so the fingers do not have to be in a perfect placement to register the fingerprints. IDEX says the registration can take place without a computer, smartphone, or internet connection. Everything happens directly on the card.

The information contained within this article was accurate as of May 3, 2018. For up-to-date information on any of the terms, cards or offers mentioned above, visit the issuer's website. Many of the offers on this article are from our affiliate partners, and LowCards.com may be compensated if you take action with any of our affiliate partners.

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About John H. Oldshue

John Oldshue is the creator of LowCards.com. He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for LowCards.com.