Mastercard Consumer Control Monitors Where Card Info Is Stored

Mastercard Consumer Control Monitors Where Card Info Is Stored

October 24, 2017         Written By Bill Hardekopf

Mastercard launched a new program to help consumers monitor where their card information is digitally stored. With Mastercard Consumer Control, users can see which stores and devices currently have their card information, and can set limits on how that data is used.

The Consumer Control panel can be accessed through your mobile banking app, as long as the bank has partnered with Mastercard to use this service. Once the dashboard is opened, you can see a list of merchants and devices that have your card information. If you have multiple cards through the same bank, you can see which card is stored with which merchant or device.

Consumers can set monthly spending limits for each card and each device or merchant. For example, if you only want to spend $100 a month with a certain merchant, you can set the limit within the app so you do not go over budget. You can also set up spending alerts when you are approaching your limit or when your card is used to complete a transaction.

Cards can be turned on and off for each device or merchant to prevent the card from being used somewhere you no longer spend money. You can also add your card to a new device through Mastercard Consumer Control.

Banks and credit unions interested in using this service can download it through Mastercard Developers, along with a number of other APIs that leverage Mastercard’s intelligence and security features.

The information contained within this article was accurate as of October 24, 2017. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
View all posts by Bill Hardekopf
Featured Low Interest Card
Top Features : 1.25X miles on every purchase; no annual fee; bonus of 20,000 miles once $1,000 is spent in first 3 months
Featured Cash Back Card
Top Features : No Annual Fee, Bonus Offer, Cash Back
Featured No Annual Fee Card
Top Features : Earn cash back twice. 1% when you buy plus 1% as you pay; 0% APR for 18 months on balance transfers
Featured Bad Credit Card
Top Features : No Annual Fee; Cash Back match at the end of your first year; Social Security Alerts
Featured Fair Credit Card
Top Features : No annual fee; access to higher credit line after making first 5 monthly payments on time
Featured Limited/No Credit
Top Features : No annual fee; reports to major credit bureaus; access to higher credit line after making first 5 monthly payments on time