The Weekly Credit Card Rate Report Jan. 3, 2013

January 3, 2013, Written By Lynn Oldshue
The Weekly Credit Card Rate Report Jan. 3, 2013

The Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. We constantly track the cards in order to identify trends in credit cards interest rates. Rates held steady this week as Congress negotiated an end to the fiscal cliff. Our index showed the Annual Percentage Rates for credit cards was 14.35%, which was the same as last week.

Here are the averages from the Complete Credit Card Index for the previous ten weeks:

Date: Rate:

Dec.27 14.35%
Dec. 20  14.32%
Dec. 13 14.32%
Dec. 6 14.31%
Nov. 30 14.30%
Nov. 16 14.29%
Nov. 9 14.29%
Nov. 2 14.27%
Oct. 26 14.26%
Oct. 18 14.28%

The average cash advance rate for this week was 21.69% which was higher than 21.68%  last week.

The credit cards with the lowest interest rates in the nation this week are:

1. 5.00% Speedway SuperAmerica Credit Card
2. 5.15% First Tennessee Platinum Premier Visa
3. 6.25% Lake Michigan Credit Union Platinum Visa

The credit card rate report is compiled weekly using data from 1060 credit cards which are tracked on the website. The Complete Credit Card index is available at

Please note: Rates may occasionally change due to the number of cards being tracked.

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The information contained within this article was accurate as of January 3, 2013. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.

About Lynn Oldshue

Lynn Oldshue has written personal finance stories for for twelve years. She majored in public relations at Mississippi State University.
View all posts by Lynn Oldshue