The Weekly Credit Card Rate Report Jan. 17, 2013

January 18, 2013, Written By Bill Hardekopf
The Weekly Credit Card Rate Report Jan. 17, 2013

The Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1060 credit cards in the United States. We constantly track the cards in order to identify trends in credit cards interest rates. Our index showed the Annual Percentage Rates for credit cards was 14.32%, which was the lower than 14.34% last week.

Here are the averages from the Complete Credit Card Index for the previous ten weeks:

Date: Rate:

Jan. 10 14.34%
Jan. 3  14.35%
Dec.27 14.35%
Dec. 20  14.32%
Dec. 13 14.32%
Dec. 6 14.31%
Nov. 30 14.30%
Nov. 16 14.29%
Nov. 9 14.29%
Nov. 2 14.27%

The average cash advance rate for this week was  unchanged at 21.70%.

The credit cards with the lowest interest rates in the nation this week are:

1. 5.00% Speedway SuperAmerica Credit Card
2. 5.15% First Tennessee Platinum Premier Visa
3. 6.25% Lake Michigan Credit Union Platinum Visa

The credit card rate report is compiled weekly using data from 1060 credit cards which are tracked on the website. The Complete Credit Card index is available at

Please note: Rates may occasionally change due to the number of cards being tracked.

This entry was posted in Weekly Rate Report and tagged No tags added

The information contained within this article was accurate as of January 18, 2013. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.

About Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
View all posts by Bill Hardekopf