The Weekly Credit Card Rate Report for April 26, 2013

April 26, 2013, Written By Bill Hardekopf
The Weekly Credit Card Rate Report for April 26, 2013

The Weekly Credit Card Rate Report is based on our Complete Credit Card Index which tracks the advertised rates of 1,060 credit cards in the United States. Our editorial team constantly track the cards in order to identify trends in credit cards interest rates. Our index showed the Annual Percentage Rates for credit cards was 14.24% which was the lower than 14.26% last week. The average cash advance rate for this week was 21.69% which was lower than 21.71% last week. Below are the averages from the Complete Credit Card Index for the previous ten weeks:

Date: Rate:
April 19 14.26%
April 12 14.28%
April 5 14.29%
Mar. 29 14.29%
Mar. 22 14.30%
Mar. 15 14.31%
Mar. 8 14.32%
Mar. 1 14.35%
Feb. 22 14.35%
Feb. 15 14.36%
Feb. 8 14.35%
Feb. 1 14.33%

From our Complete Credit Card Index (CCCI), we’ve identified the three cards out of 1,000+ US based cards with the lowest interest rates.  The three cards with the lowest rates this week are:

  1. 5.00% Speedway SuperAmerica Credit Card
  2. 5.15% First Tennessee Platinum Premier Visa
  3. 6.25% Lake Michigan Credit Union Platinum Visa

The weekly credit card rate report is compiled by our editorial team using data we collect and update on a weekly basis. contains one of the largest databases of credit cards available, our Complete Credit Card Index (CCCI) which is updated weekly and contains information on over 1,000 credit cards, interest rates, cash advance rates, introductory rates, grade periods, and annual fees.  For more information on specific credit cards and interest rates, visit our CCCI page at

Please note: Rates may occasionally change due to the number of cards being tracked, new card additions, removal of cards by issuers, and other factors beyond our control.

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The information contained within this article was accurate as of April 26, 2013. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.

About Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
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