0% Intro Rate Credit Cards
- No Late Fees, No Penalty Rate, and No Annual Fee… Ever
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% – 26.24%, based on your creditworthiness.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% – 26.24%, based on your creditworthiness.
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Regular APR16.24% - 26.24% (Variable)
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Intro APR0% for 21 months on Balance Transfers; 0% for 12 months on Purchases
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Annual Fee$0
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Good/Excellent Credit 725 - 799
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.49% – 24.49% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply
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Regular APR14.49% - 24.49% Variable APR on purchases
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Intro APR0% Introductory APR on purchases for 18 billing cycles; 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
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Annual Fee$0
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Excellent Credit 750- 850
- Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
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Regular APR15.49% - 25.49% (Variable)
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Intro APR0% intro APR for 18 months on balance transfers
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Annual Fee$0
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Good/Excellent Credit 725 - 799
- Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- Earn unlimited 1.5% cash back on all purchases.
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 – 25.24%.
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Regular APR16.49% - 25.24% Variable
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Intro APR0% Intro APR on Balance Transfers for 15 months; 0% Intro APR on Purchases for 15 months
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Annual Fee$0
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Good/Excellent Credit 725 - 799
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
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Regular APR15.74% - 25.74% (Variable)
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Intro APR0% intro on balance transfers for 15 months; 0% intro on purchases for 15 months
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Annual Fee$0
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Excellent Credit 750- 850
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
- Earn 1.25X miles on every purchase, every day
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Regular APR13.74% - 23.74% (Variable)
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Intro APR0% intro on purchases for 12 months
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Annual Fee$0
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Good Credit 700 - 749
- One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
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Regular APR15.74% - 25.74% (Variable)
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Intro APR0% intro on balance transfers for 15 months; 0% intro on purchases for 15 months
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Annual Fee$0
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Good Credit 700 - 749
- The Citi Rewards+SM Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.99% – 24.99%, based on your creditworthiness.
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Regular APR14.99% - 24.99% (Variable)
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Intro APR0% for 15 months on Purchases and Balance Transfers
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Annual Fee$0
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Good/Excellent Credit 725 - 799
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
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Regular APR15.49% - 25.49% Variable APR on purchases
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Intro APR0% Introductory APR on purchases for 15 billing cycles; 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
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Annual Fee$0
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Excellent Credit 750- 850
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
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Regular APR16.49% - 24.49% Variable APR on purchases
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Intro APR0% Introductory APR on purchases for 12 billing cycles
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Annual Fee$0
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Excellent Credit 750- 850
- 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness
- Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
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Regular APR14.40% - 24.40% (variable)
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Intro APR0% APR for 12 months on purchases and balance transfers
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Annual Fee$0
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Excellent Credit 750- 850
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- 0% introductory APR for 12 months on purchases
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Regular APR14.74% - 20.74% Variable
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Intro APR0% Intro APR on Purchases for 12 months
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Annual Fee$0
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Good/Excellent Credit 725 - 799
- Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
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Regular APR14.74% - 20.74% Variable
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Intro APR0% Intro APR on Purchases for 12 months
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Annual Fee$0
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Good/Excellent Credit 725 - 799
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
- Save on interest with a competitive purchase APR.
- No annual fee.
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Regular APR11.74% - 22.74% Variable APR on purchases
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Intro APR0% for 7 billing cycles
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Annual Fee$0.00
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Excellent Credit 750- 850
- Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don’t expire.
- Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
- You’ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
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Regular APR13.74% - 23.74% Variable APR on purchases
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Intro APR0% for 9 billing cycles
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Annual Fee$0.00
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Excellent Credit 750- 850
- The Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
- Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
- 0% Intro APR on purchases for 7 months. After that, the variable APR will be 15.99% – 25.99%, based on your creditworthiness.
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Regular APR15.99% - 25.99% (Variable)
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Intro APR0% for 7 months on Purchases
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Annual Fee$0
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Good Credit 700 - 749
- Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
- Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
- Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center – powered by Expedia®.
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Regular APR12.74% - 22.74% Variable APR on purchases
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Intro APR0% for 9 billing cycles
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Annual Fee$0.00
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Excellent Credit 750- 850