Guard Against Identity Theft with Masked Credit Card Numbers from Blur

Guard Against Identity Theft with Masked Credit Card Numbers from Blur

January 26, 2015         Written By Lynn Oldshue

Worried about credit card thieves stealing your personal information? You may benefit from a credit card masking service called Blur that creates one-time card numbers for each of your transactions.

The program was created by Abine, a privacy firm in Boston that wanted to give credit cardholder the ultimate protection against hacking and identity theft. Since the Target data breach took place in late 2013, credit card companies, retailers and financial institutions have been scrambling to come up with new security measures for their customers. Blur could be the missing link.

Whenever you go to make a purchase, Blur randomly generates a “masked card,” which is just a one-time credit card that expires once you complete the transaction. The temporary card contains all the information of a standard credit card: card number, expiration date and security code. It is produced virtually on a smartphone, and then the cashier can enter the information to complete the transaction.

Blur does not store a user’s credit card information on its server. Instead, it pulls encrypted information directly from the financial institution behind the card. This provides privacy from all angles, giving shoppers peace of mind as they make their purchases.

The lack of a physical credit card may be a bit of an inconvenience, but the program works like a mobile wallet. In its current state, Blur is perfect for online purchases because the information is automatically generated at checkout.


The information contained within this article was accurate as of January 26, 2015. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Lynn Oldshue

Lynn Oldshue has written personal finance stories for for twelve years. She majored in public relations at Mississippi State University.
View all posts by Lynn Oldshue