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Fair Credit

Learn More About Fair Credit

These credit cards are for people that have fair credit. Fair credit is generally described as having a credit score in the mid to high 600 range. Our objective opinion is included on each card.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card.

Best Card Features:
  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • $500 – $10,000 credit limits
  • No credit history necessary for approval
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.24% - 26.24% (variable)
  • Intro APR:
    N/A
  • Annual Fee:
    None
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    26.96% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    26.96% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $39
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Simple and fast application process
  • Don’t have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    23.9%
  • Intro APR:
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Manage your account quickly and easily from your mobile device by using the Credit One Bank mobile app.
  • Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    20.24%-26.24% Variable
  • Intro APR:
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Qualified applicants will enjoy benefits including 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply
  • CreditOneBank.com and the Credit One Bank mobile app makes it easy to access and manage all your account information and make payments whether you’re at home or on-the-go.
  • Zero Fraud Liability protects you if your card is ever lost or stolen. Rest easy knowing you won’t be held responsible for unauthorized charges.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    20.24%-26.24% Variable
  • Intro APR:
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    25.24% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    20.24%-26.24% Variable
  • Intro APR:
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    23.90%
  • Intro APR:
    None
  • Annual Fee:
    $35 - $99*
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    26.96% (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00!* (subject to available credit)
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    See Terms*
  • Intro APR:
    N/A
  • Annual Fee:
    See Terms*
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    23.9%
  • Intro APR:
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit