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Fair Credit

These credit cards are for people that have fair credit. Fair credit is generally described as having a credit score in the mid to high 600 range. Our objective opinion is included on each card.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

Best Card Features:
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    24.99% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    24.99% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $39
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Simple and fast application process
  • Don’t have perfect credit? No problem!
  • Free 24/7 account access and bill pay from anywhere
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.9%
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Find the card that’s right for you without affecting your credit score.
  • Show off your personality by selecting from a variety of card designs, a fee may apply.
  • Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    17.24% - 25.24% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Enjoy peace of mind with $0 Fraud Liability
  • See if you Pre-Qualify in less than 60 seconds
  • Receive 1% cash back on eligible purchases, terms apply
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    17.24% - 25.24% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase, every day
  • Build business credit with responsible use
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    24.24% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    17.24% - 25.24% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • See if you Pre-Qualify without harming your credit score
  • Get 1% cash back rewards on eligible purchases and double cash back rewards at the NASCAR.com Superstore, terms apply
  • No need to fret—you’re covered by $0 Fraud Liability
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    17.24% - 25.24% Variable
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Our application is quick and easy with instant pre-qualification available
  • All credit histories considered
  • Access your account online or from your mobile device 24/7
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.90%
  • Intro Rate :
    None
  • Annual Fee:
    $35 - $99*
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards won’t expire for the life of the account
  • Get access to a higher credit line after making your first 5 monthly payments on time
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    24.99% (Variable)
  • Intro Rate :
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit
Best Card Features:
  • Get 2 Full-Featured Credit Cards, Accepted Nationwide!
  • Each card account reports separately to all three credit bureaus every month to build new credit history.
  • Real Visa and Mastercard Credit Card Accounts. Don’t Settle for Prepaid or Debit Cards!
  • Apply to Both Cards Today with One Simple Process!
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    See Terms
  • Intro Rate :
    See Terms
  • Annual Fee:
    See Terms
  • Editor Rating :
  • Credit
    Recommended:
    Poor Credit
Best Card Features:
  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
Applying for this card will securely direct you to the issuer's website.
  • Interest Rate:
    23.9%
  • Intro Rate :
    N/A
  • Annual Fee:
    $0 - $99
  • Editor Rating :
  • Credit
    Recommended:
    Fair Credit