Facebook Messenger Adds “You Owe Me” Payment Analysis

Facebook Messenger Adds “You Owe Me” Payment Analysis

September 30, 2016         Written By John H. Oldshue

Facebook added two new useful features to its mobile Messenger app.

The first is a chat assist program that will assess group messages to determine if there is an exchange of money that should take place between friends. If so, the app will prompt the user who owes money to pay the other person directly through Messenger.

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Here is an example of how this would work. If you had a conversation with a group of friends on Facebook, and at one point said, “Hey Steve, don’t forget you owe me $20 for the ballgame.” Steve would get a notification on his side of the chat to “Pay $20.” If Steve decides to pay it, he can either enter a new card number or use one already connected to his Messenger account. This is all part of Facebook’s new peer-to-peer payment system, but it goes one step further by analyzing conversations and making suggestions based on that.

The second new Messenger feature is the ability to create polls in group chat. Let’s say you and a group of friends want to go see one of three movies. You can create a poll for Movie A, Movie B, and Movie C to let everyone in the chat weigh in on which one they want to see.

The information contained within this article was accurate as of September 30, 2016. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About John H. Oldshue

John Oldshue is the creator of LowCards.com. He worked for over 15 years in television and won an Emmy award for his reporting. He covers credit card rate issues for LowCards.com.
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