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EMV (Chip)

These credit cards are EMV compatible for worldwide use. An EMV card is a credit card with an embedded chip and a magnetic strip. The transaction information is encoded differently every time, which makes it harder for criminals to steal data and use them for another purchase. No personal information about your account is stored on the chip.

Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:

 

Petal® Visa® Credit Card

EDITOR RATING
Applying for this card will securely direct you to the issuer's website.

Petal® Visa® Credit Card

Best Card Features:

No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • Variable APRs 12.99% to 29.49%
  • 1% cash back on eligible purchases right away

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REGULAR APR

12.99% to 29.49% Variable

INTRO APR

N/A

ANNUAL FEE

None

Good Credit

cdm-card

Recommended For: Good Credit

ABOC Platinum Rewards Mastercard®

EDITOR RATING
Applying for this card will securely direct you to the issuer's website.

ABOC Platinum Rewards Mastercard®

Best Card Features:

No annual fee; $150 statement credit after spending $1,200 in first 90 days; 0% on Purchases for 12 months

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive

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REGULAR APR

12.90% - 22.90% (variable)

INTRO APR

0% on Purchases for 12 months

ANNUAL FEE

$0

Excellent Credit

cdm-card

Recommended For: Excellent Credit

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LowCards.com does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.