Dynamics ePlate Credit Card–An Innovative Rewards Card

Dynamics ePlate Credit Card–An Innovative Rewards Card

August 19, 2013         Written By Bill Hardekopf

Wouldn’t it be great if you could just push a button on your credit card and transform it into a more lucrative rewards card? The new Dynamics ePlate credit card gives you the ability to do just that.

Rather than using the traditional magnetic strip seen on the back of every credit card, Dynamics employs an innovative set of micro-circuits embedded within the plastic on the card. This makes each card completely reprogrammable and also enhances the card’s security.

This patented technology allows the cardholder to potentially change the rewards earned with each swipe of the card. You can choose from nearly 50 different rewards and change them as often as you like from your smartphone, tablet or computer. Then, you can choose the rewards you want for a specific transaction by pressing a button on your Dynamics credit card.

The card comes with fairly standard fees for a credit card. The card has no annual fee and has an APR anywhere from 13.99% to 17.99% depending on your credit worthiness. It has a 3% balance transfer fee. The card is issued by UMB Bank.

Unlike some credit cards on the market, Dynamics is built entirely in America.

Company CEO Jeff Mullen told Fox News, “We build the devices in western Pennsylvania, we then personalize the device with the credit cards numbers and holograms in a certified facility, and then we do the reward processing in data centers across the United States.”

The information contained within this article was accurate as of August 19, 2013. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Bill Hardekopf

Bill Hardekopf is the CEO of LowCards.com and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
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