Discover Credit Scorecard Makes Kiplinger’s “Best”

Discover Credit Scorecard Makes Kiplinger’s “Best”

November 7, 2016         Written By Natalie Rutledge

Kiplinger named the Discover Credit Scorecard to its Personal Finance 2016 The Best List.

The Discover Credit Scorecard, which was named one of the best Free Credit Sites, was launched in May to give consumers access to their FICO credit score for free, even if they are not Discover cardholders.

“With the launch of Credit Scorecard earlier this year, Discover provided all U.S. consumers with free and easy access to their FICO® Credit Score,” said Julie Loeger, Discover’s executive vice president and chief marketing officer. “Discover believes in helping everyone better understand their credit score and providing them with the knowledge and resources they need to stay on top of their credit.”

According to an independent survey commissioned by Discover, people believe that checking their credit score can have a positive impact on their credit behavior. The study found 61% of consumers who checked their score within the past year said it had helped them improve their credit behavior. They reported paying down loans, maintaining low credit card balances and paying bills on time. 60% also said they saw an improvement in their score when they took these actions. 21% said their score improved greatly, and 39% said it improved slightly.

In addition to the free FICO score, the Credit Scorecard offers:

  • Information about what could be helping or hurting the person’s FICO score.
  • A summary of what is determining the person’s score, including the number of missed payments, number of accounts, number of recent inquiries, revolving credit usage and the length of credit history.
  • Education materials and resources that will help consumers stay on top of their credit.

The information contained within this article was accurate as of November 7, 2016. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Natalie Rutledge

Natalie Rutledge majored in Communications at Mississippi State University. She was in sales for a number of businesses and spent nine years working as a communications advisor to various entities. Natalie can be contacted directly at
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