Dining Rewards Credit Cards

Some credit cards have an increased level of rewards for dining purchases. The cards listed below each have a certain level of enhanced rewards on dining transactions.

Each card below contains our editor's rating and objective opinion. Most of the credit card offers shown below are from our advertising partners; however LowCards editors have reviewed each of the features and benefits of the cards and sorted them in order of our editor's opinion:
Best Card Features: 4% cash back on dining & entertainment, 2% at grocery stores; $300 bonus after spending $3000 in first 3 months
  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • Regular APR
    16.24% - 25.24% (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0 intro for first year; $95 after that
  • cdm-card

    Good Credit 700 - 749

Best Card Features: No annual fee; 3% cash back on dining & entertainment; 2% on groceries; $150 cash bonus after spending $500 in first 3 months
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • Regular APR
    15.74% - 25.74% (Variable)
  • Intro APR
    0% intro on balance transfers for 15 months; 0% intro on purchases for 15 months
  • Annual Fee
    $0
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: Bonus Offer, Points Rewards
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • Regular APR
    17.74% - 24.74% Variable
  • Intro APR
    N/A
  • Annual Fee
    $95
  • cdm-card

    Good/Excellent Credit 725 - 799

Best Card Features: 2 points for every $1 spent on travel & dining; 1.5 points per $1 on other purchases; 50,000 bonus points after spending $3,000 in first 90 days
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • Regular APR
    17.74% - 24.74% Variable APR on purchases
  • Intro APR
    N/A
  • Annual Fee
    $95
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: No Annual Fee; Cash Back match at the end of your first year; Social Security Alerts
  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can’t help you build a credit history.
  • Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
  • Regular APR
    24.49% Variable
  • Intro APR
    10.99% on purchases for 6 months
  • Annual Fee
    $0
  • cdm-card

    Bad Credit300 - 639

Best Card Features: Rewards Points, No Annual Fee
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don’t expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You’ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • Regular APR
    13.99% - 23.99% Variable APR on purchases
  • Intro APR
    N/A
  • Annual Fee
    $0.00
  • cdm-card

    Excellent Credit 750- 850

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