Credit Card Privacy Bill Advances in California

Credit Card Privacy Bill Advances in California

February 6, 2014         Written By Bill Hardekopf

Californians who shop online may soon gain better protection for their credit card information.

Bill SB 383 was passed by the California Senate last Thursday and is now being sent to the state Assembly. The measure would limit the data that online merchants can gather and store on credit card purchases.

The bill would only allow online merchants to ask for zip codes, maiden names and similar information to protect against identity theft.

“In the wake of recent, highly public data breaches, consumer privacy is at the forefront of all our minds,” said Senator Hannah-Beth Jackson of Santa Barbara. “Consumer privacy rights must become a priority as we make more purchases online and become more aware of how easily our privacy can be compromised.”

The bill has not been met with overwhelming support. The California Bankers Association, the California Chamber of Commerce and the California Retailers Association have all expressed concerns. They say that the bill would hinder fraud prevention efforts that are desperately needed in the state at this time.

But the makers of the bill feel that the limits are necessary to protect consumers.

This could be put on the ballot for the voters to decide. If passed, there could be significant changes in California in the months to come.

The information contained within this article was accurate as of February 6, 2014. For up-to-date
information on any of the terms, cards or offers mentioned above, visit the issuer's website.


About Bill Hardekopf

Bill Hardekopf is the CEO of and covers the credit card industry from all perspectives. Bill has been involved with personal finance for over 15 years. He is a frequent contributor to Forbes, The Street and The Christian Science Monitor.
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