The #1 Rated Source for Credit Card Information
Low Cards

Credit 101

When it comes to credit cards, education is key.  It’s critical to understand credit card terms, conditions, rates, rewards, benefits, and other aspects of credit cards before you sign a contract.  If you don’t have experience in credit, you probably don’t know everything there is to know about credit cards.

That’s why we’ve taken the time to put together two excellent credit card resources: The Card Card Guidebook and The Dummies Guide To Credit.

Frequent Contributor to: is an independent, for-profit website. participates in a paid affiliate network and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site. does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.