Citibank Credit Cards

Here is a summary of all the Citi credit cards offered on our site.
Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:
Best Card Features: Earn cash back TWICE. 1% when you buy plus 1% as you pay; 0% APR for 18 months on balance transfers
  • Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99% – 25.99% based on your creditworthiness.
  • Regular APR
    15.99%– 25.99% (Variable)
  • Intro APR
    0% intro APR for 18 months on balance transfers*
  • Annual Fee
    $0
  • cdm-card

    Good/Excellent Credit 725 - 799

Best Card Features: 0% APR for 21 months on balance transfers and 12 months on purchases; no annual fee, late fee or penalty rate
  • No Late Fees, No Penalty Rate, and No Annual Fee… Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.74% – 26.74%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.74% – 26.74%, based on your creditworthiness
  • Regular APR
    16.74% - 26.74%* (Variable)
  • Intro APR
    0%* for 21 months on Balance Transfers*; 0%* for 12 months on Purchases*
  • Annual Fee
    $0*
  • cdm-card

    Good/Excellent Credit 725 - 799

Best Card Features: Only card to round up rewards to nearest 10 points; 15,000 bonus points after spending $1,000 in first 3 months
  • The Citi Rewards+℠ Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
  • Regular APR
    15.49% - 25.49% (Variable)
  • Intro APR
    0% for 15 months on Purchases and Balance Transfers
  • Annual Fee
    $0
  • cdm-card

    Good/Excellent Credit 725 - 799

Best Card Features: 4% cash back on first $7000 in eligible gas purchases; 3% at restaurants & eligible travel; 2% at Costco & Costco.com
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • Regular APR
    17.24%* (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0*
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: 4% cash back on first $7000 in eligible gas purchases; 3% at restaurants & eligible travel; 2% at Costco & Costco.com
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • Regular APR
    17.24%* (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0*
  • cdm-card

    Excellent Credit 750- 850

Best Card Features: No annual fee; earn 2 AAdvantage® miles for each $1 spent at grocery stores & on eligible American Airlines purchases
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases*
  • Regular APR
    17.99% - 25.99%* (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0*
  • cdm-card

    Good/Excellent Credit 725 - 799

Best Card Features: No annual fee; builds credit by reporting to major credit bureaus; initial security deposit can be as low as $200
  • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
  • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
  • Use your card anywhere Mastercard® is accepted — worldwide.
  • Regular APR
    24.49%* (Variable)
  • Intro APR
    N/A
  • Annual Fee
    $0
  • cdm-card

    Good Credit 700 - 749

Best Card Features: No annual fee; 0% intro APR on purchases for 7 months; only student card to round up rewards to nearest 10 points
  • The Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.49% – 26.49%, based on your creditworthiness
  • Regular APR
    16.49% - 26.49% (Variable)
  • Intro APR
    0% for 7 months on Purchases
  • Annual Fee
    $0
  • cdm-card

    Good Credit 700 - 749

Best Card Features: Earn 2 AAdvantage® miles for every $1 on certain categories; preferred boarding; free checked bag on American domestic flights
  • Designed for businesses
  • Earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases in first 3 months of account opening
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
  • Regular APR
    17.74%-25.74%* (Variable)
  • Intro APR
    None
  • Annual Fee
    $99, waived for first 12 months*
  • cdm-card

    Good/Excellent Credit 725 - 799

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