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Citibank Credit Cards

LowCards has compiled a list of credit cards from Citibank and sorted them below in order of our editor's opinion. Each card contain's our editor's rating and objective opinion. Most of the credit card offers shown below are from our advertising partners. To apply securely for a Citibank credit card, click on the "Apply Now" button below to be securely directed to the Citi website.
Citibank is a well-known and established bank with a wide variety of credit card offers. Most Citi credit cards are designed for consumers with excellent credit profiles, and as such offer a variety of added card features and benefits. Historically, Citibank offers a variety of cards with long intro APR periods, great rewards programs, and added card perks and benefits.
You should only apply for a Citi credit card if your credit profile matches that which is recommended for the card. LowCards offers a recommendation on whether the card is for poor, fair, good, or excellent credit to help pair you with the right card. You should not apply for a card for good or excellent credit if you have a bad or fair credit profile, as your chances for approval will be slim and the credit inquiry may impact your credit score.
Choose the right Citibank credit card by comparing the interest rates, introductory APR, annual fee, and card benefits or perks. LowCards clearly spells out all this data and more for all the Citi cards which we offer, helping consumers pick the right card for their needs. Citi offers a variety of card types, ranging from those with low interest, many with no annual fee, and numerous options with some of the industry's leading rewards programs.

Citibank was founded in 1812, originally as the City Bank of New York, and has since become one of the world’s largest banks and financial services companies.  Citibank is the consumer division of a larger financial services company known as Citigroup.

Citibank offers a variety of consumer banking services and products, including a wide array of credit card offers.  Citibank also has over 2,600 branches located in almost 20 countries around the world, including 700+ branches throughout the United States.  A large number of the United States branches are concentrated in six primary markets: New York, Chicago, Los Angeles, San Francisco, Washington DC, and Miami.

Citibank offers a wide array of credit card options for consumers, with most options designed for those with excellent credit profiles.  Each card is designed with a specific perk or benefit in mind, ranging from balance transfers to low introductory rates, from industry leading rewards/cash back programs to no annual fee cards.

If you have an excellent credit profile and are looking for a new credit card for everyday use, Citibank offers a variety of options that will help you achieve your goals.  Whether you want to maximize your cash back, earn travel rewards and perks while traveling, or have the peace of mind of other card benefits, Citibank’s credit card portfolio offers something for everyone.

Most Citibank cards are Mastercards and can be used anywhere Mastercard is accepted.

To apply securely for a Citi credit card, click the “Apply Now” button on any of the card offers above!

Common Questions & Answers About Citibank Credit Cards

What credit score do you need for a Citi credit card?

The exact credit score you need for a Citi credit card will generally be in the 700 or 800 range, however you may have a chance of approval if you have a slightly lower score.  Most Citi credit card products are designed for those with excellent credit profiles.  When you apply for a card, more than just your credit score is often analyzed.  An underwriter may examine the length of your credit history, your current amount of debt, payment history, and other factors beyond just your credit score.

Are Citi credit cards better than other banks?

This is a very subjective question, however Citi credit cards are consistently ranked in the top card offers in categories such as cash back, low interest, balance transfer, travel, and more on LowCards.  Citi’s cards are competitive with many of the nation’s other top card issuers, including American Express, Capital One, Discover, and other major financial institutions.

Can I have more than one Citi credit card?

Yes.  You certainly can have a variety of credit cards from the same bank, including from Citibank.  Often times consumers will carry multiple credit cards for various reasons.  For example, you may want a specific card for travel which offers strong travel rewards but perhaps has a higher interest rate or less perks and benefits for everyday use.  You may want to look for a card that offers extra cash back or points for every day use at the expense of having less perks and features.

How do Citi’s fees stack up to competitors?

Generally speaking, Citi offers very competitive credit cards compared to their competitors.  The APR, annual fees, foreign transaction fees, and other fees are generally in line with their competition.  All of the specific fees and data for Citi and other major credit card issuers can be viewed on LowCards, offering you a way to compare them one-to-one and make the right decision for your credit card needs.

Frequent Contributor to: is an independent, for-profit website. participates in a paid affiliate network and receives compensation from most of the credit card issuers whose offers appear on the site. This compensation helps support our website and enables us to write insightful articles to help you manage your credit card accounts. This compensation, as well as the likelihood of applicants’ credit approval and our own proprietary website guidelines, may impact how and where the cards appear on our site. does not include all credit card companies or every available credit card offer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Every reasonable effort has been made to maintain accurate information, however credit card offers change frequently. After you click on an offer you will be directed to the credit card issuer’s secure web site where you can review the terms and conditions for your offer.

In some cases, LowCards has partnered with CardRatings for our coverage of credit card products. LowCards and CardRatings may receive a commission from card issuers.