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Citibank

Learn More About Citibank
Here is a summary of all the Citi credit cards offered on our site.
Each card below contains our editor’s rating and objective opinion. Most of the credit card offers shown below are from our advertising partners, however LowCards editors have reviewed each of the features and benefits of the cards below and sorted them in order of our editor’s opinion:
Best Card Features:
  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% – 25.74% based on your creditworthiness*
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.74% - 25.74%* (Variable)
  • Intro APR:
    0% intro APR for 18 months on balance transfers*
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% – 26.24%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% – 26.24%, based on your creditworthiness
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.24% - 26.24%* (Variable)
  • Intro APR:
    0%* for 21 months on Balance Transfers*; 0%* for 12 months on Purchases*
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Introducing the New Citi Rewards+℠ Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% – 25.74%, based on your creditworthiness.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    15.74% - 25.74% (Variable)
  • Intro APR:
    0% for 12 months on Purchases and Balance Transfers
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.74%-25.74% (Variable)
  • Intro APR:
    None
  • Annual Fee:
    $95; fee waived for the first 12 months
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    17.49%* (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    17.49%* (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases*
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    18.24% - 26.24%* (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • No interest if paid in full within 6 months* on purchases of $299 or more. Interest will be charged to your account from the purchase date if the purchase balance (including premiums for optional credit insurance) is not paid in full within 6 months.
  • Up to 24-Month Financing* on qualifying purchases during special promotions. The more you spend, the longer you may have to pay us back.
  • Access to exclusive department financing offers and savings throughout the year; including up to 24-month financing* on qualifying purchases and discounts on select products/installations
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    View Rates & Fees
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit
Best Card Features:
  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening*
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations*
  • Earn 2 AAdvantage® miles for every $1 spent at restaurants*
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    18.24% - 26.24%* (Variable)
  • Intro APR:
    None
  • Annual Fee:
    $99, waived for first 12 months*
  • Editor Rating :
  • Credit
    Recommended:
    Excellent Credit
Best Card Features:
  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    24.74%* (Variable)
  • Intro APR:
    N/A
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Limited/No Credit
Best Card Features:
  • Introducing the New Citi Rewards+SM Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% – 26.74%, based on your creditworthiness
Applying for this card will securely direct you to the issuer's website.
  • Regular APR:
    16.74% - 26.74% (Variable)
  • Intro APR:
    0% for 7 months on Purchases
  • Annual Fee:
    $0
  • Editor Rating :
  • Credit
    Recommended:
    Good Credit